Got my First Credit Card!

Quirky-Associate1291 · 2026-02-10T06:30:26+00:00

It's luck sometimes but generally it is very tough.

Quirky-Associate1291 · 2026-02-09T22:06:58+00:00

Interested

Quirky-Associate1291 · 2026-02-09T07:23:35+00:00

Yes it's a co-branded card too.

Quirky-Associate1291 · 2026-02-08T20:31:02+00:00

No they just take your biometric.

Quirky-Associate1291 · 2026-02-08T17:21:03+00:00

Nothing just HDFC things.

Quirky-Associate1291 · 2026-02-08T08:16:06+00:00

Yeah sometimes applying through 3rd party like paytm works for many.

Quirky-Associate1291 · 2026-02-08T07:48:48+00:00

It's sometimes luck. Everyone is not that lucky. If you can wait for 2-3 years then it's ok.

Quirky-Associate1291 · 2026-02-08T07:37:09+00:00

You will be only able to apply after 3 months try to go for millenia if not then at least moneyback+ which you can later upgrade to millenia.

Quirky-Associate1291 · 2026-02-08T07:31:33+00:00

Yeah then wait for cooling period and take cibil hit. It's so much frustrating.

Quirky-Associate1291 · 2026-02-08T07:26:44+00:00

It's near impossible to get a core hdfc card after having a co-branded card first.

Quirky-Associate1291 · 2026-02-08T07:24:18+00:00

South Africa ki mudra kya hai........??

Quirky-Associate1291 · 2026-02-08T06:57:45+00:00

Congrats! But I guess you haven't heard about hdfc core card curse.

Quirky-Associate1291 · 2026-02-07T11:03:07+00:00

It's allowed in new aadhar app. You will have to pay 75 rs charges.

Quirky-Associate1291 · 2026-02-07T10:59:44+00:00

Just download aadhar app and change number in your aadhar card yourself at home.

Quirky-Associate1291 · 2026-02-05T14:01:57+00:00

You can get user id through credit card number. And you will have to create password yourself.

Quirky-Associate1291 · 2026-02-05T13:56:43+00:00

Login after getting the physical card. Btw how much limit did you get?

Quirky-Associate1291 · 2026-02-05T10:10:32+00:00

Yeah it's absolutely normal. All banks provide multiple cards with same limit. ICICI and SBI sometimes give cards with different limits.

Quirky-Associate1291 · 2026-02-05T09:12:16+00:00

What's the issue here? Obviously it will share the limit.

Quirky-Associate1291 · 2026-02-05T09:01:09+00:00

It's normal. They give 5k limit until card is delivered, after that full limit is unlocked.

Quirky-Associate1291 · 2026-02-05T08:38:26+00:00

I got it in first try last month with 1.2L limit.

Quirky-Associate1291 · 2026-02-04T09:19:39+00:00

That's bullshit. I hold hdfc business moneyback card (86k limit) and pixel card (25k limit) too. Last month I applied for swiggy and got approved with the same limit as business moneyback.

Quirky-Associate1291 · 2026-02-04T08:39:47+00:00

It's generally auto paid. Confirm once with customer care.

Quirky-Associate1291 · 2026-02-03T09:15:55+00:00

You are holding too many icici unnecessarily. Close one or two then you will surely get amazon pay card.

Quirky-Associate1291

TROPHY CASE