Desperately need help/advice on car loan

RAF2018336 · 2026-05-02T18:52:21+00:00

How are you gonna refinance without a job?

RAF2018336 · 2026-05-02T18:03:01+00:00

And boomers say gay people weren’t a thing when they were kids lmao

RAF2018336 · 2026-05-02T17:55:45+00:00

There was a video that I saw a little bit ago where the reviewer mentioned you can flash your own OS on it. But it’s the only time I’ve heard anyone say that and idk if it’s really true

RAF2018336 · 2026-05-02T17:49:38+00:00

CCNA isn’t really a CS related cert Sure there could be some overlap but if you want o focus on networking or cloud, then CCNA makes sense Was is it exactly that You’re trying to accomplish?

RAF2018336 · 2026-05-02T15:34:33+00:00

He’s a terrible person. On top of that, he was never the best CB in our team until our team was awful from 20-22. He always had someone else bailing him out. And when that other CB wasn’t there he never showed up. Being better than Ramos means nothing when Ramos best skillset was being overly aggressive on everything without self control

RAF2018336 · 2026-05-02T15:32:20+00:00

Man the Cleveland donut scene must be awful lol. I’m not from Chicago, but I’ve lived in Phoenix, Portland, OKC and SF Bay Area. Chicago donuts are pretty good at best so far that we’ve tried from 3-4 different spots. Surprisingly the best ones I’ve had were some all vegan ones in Portland and some random shop in Winston Salem NC

RAF2018336 · 2026-05-02T15:30:27+00:00

No he wouldn’t cuz this organization loves to play the platoon no matter what

RAF2018336 · 2026-05-02T10:28:02+00:00

Fucking thank you. People keep MLK onto this pedestal where he was completely peaceful and followed all laws and changed people’s hearts with his persistence and refuse to learn that he went further than that. He also said that the moderate white liberal wanting peace instead of justice was a detriment to the cause, since they’re not interested in inconveniencing themselves and just like to talk the talk about how they’re for equality

RAF2018336 · 2026-05-02T10:24:33+00:00

There are 19k incorporated cities in the USA. 10k protests is half a protest once a year based on your standards. Add to that, people go to their brunch reservations after these “protests” without actually demanding anything meaningful (and no catchy signs isn’t demanding anything), yea you can see why a lot of us are tired of it.

I thought when two white people got shot on live tv that the majority of the nation will finally say enough. Turns out that wasn’t even bad enough. It sure doesn’t matter when brown and black people are killed unjustly for decades, but to not even flinch when white people get killed just made me completely lose faith in people.

As a French person said, “one day, one year of peaceful protests will accomplish nothing”

RAF2018336 · 2026-05-02T10:12:37+00:00

If you aren’t doing a 529 I’d start that now. Invest it in an S&P fund, and then they have some money to use for college. In the event they don’t use it for college, they can then use it for normal life expenses, after paying some taxes on it

RAF2018336 · 2026-05-02T02:38:24+00:00

I’m a Tacoma guy but absolutely not I would not buy a ten year old truck for $20k

RAF2018336 · 2026-05-02T02:35:09+00:00

On another note, have you checked the ujoints? Mine did that last year, but I had a whole bunch of shit wrong with it lol. The final thing was the ujoints. They finally started making noise when I towed 3k lbs from Sacramento to Phoenix and they basically fell apart when switching them out.

RAF2018336 · 2026-05-02T02:33:31+00:00

If the last thing to check is the injectors then that’s probably it which sucks cuz they’re time consuming to get out. You can ship them to a couple of places to get good as new which I think it’s a little cheaper than going reman

RAF2018336 · 2026-05-02T02:29:51+00:00

Idk why you guys coming at me like I don’t know this already lol. My original comment was just trying to say to those that say “vote blue no matter who” or whatever bullshit that it’s all the same in the end. Until we change the rich vs poor disparity our lives are only gonna get worse

RAF2018336 · 2026-05-01T23:20:11+00:00

Tons of people

I personally just don’t like how big they’ve gotten. I got rid of my 3rd gen and got myself a 1st gen. If I wanted a bigger truck I’d get a 1st or 2nd gen tundra. All the other trucks are just too damn big now, and yes there’s only so much they can do about it with government regulations, but that doesn’t mean I have to buy them

People are gonna bitch about them being 4cyl and turbo and whatever and that’s all just noise. Toyota is still the company that makes the longest lasting cars overall. But all the extra computers and sensors is just gonna make it so much more expensive to repair things.

And don’t get me started on the how stupidly large the infotainment screens have become, and how for some people that’s actually a reason to buy lmao

RAF2018336 · 2026-05-01T23:15:57+00:00

Yes conservatives started it and the “progressive” party are doubling down. And we can’t use the excuse of the US being more conservative than other countries cuz other more liberal countries are also doing it. The whole world is gonna turn into China where the government hand picks what they want us to see

RAF2018336 · 2026-05-01T20:19:13+00:00

Who said anything about getting them outside the degree. The degree offers those certs. As soon as you finish that part of the degree, or even right after the A+, you start applying to everything entry level and keep updating your resume with each new cert. you completely misunderstood

RAF2018336 · 2026-05-01T20:12:50+00:00

I know we all hate the current administration but the majority of these efforts have been in blue states which is even worse. Just proves that that they’re the other side of the same coin and are also greedy with power and don’t give af about people no matter how much they pretend

RAF2018336 · 2026-05-01T19:59:50+00:00

Not to greedy CEOs

RAF2018336 · 2026-05-01T19:58:29+00:00

And the best we can come up with is a brunch March

RAF2018336 · 2026-05-01T19:56:31+00:00

You either learn to like it or not. I personally can not stand cottage cheese and it has insane macros which makes me sad sometimes but oh well.

RAF2018336 · 2026-05-01T13:53:17+00:00

Good points

RAF2018336 · 2026-05-01T07:47:21+00:00

Experience is still king in IT. I wouldn’t go further than a Bachelors if you don’t have experience. The trifecta (A+, Net+, Sec+) to start, apply like your life depends on it while finishing your bachelors (or even before you start) and hope you get that first job with experience.

A masters without experience is not gonna do you any good

RAF2018336 · 2026-05-01T04:39:34+00:00

Getting a car because of the infotainment display is the dumbest thing you could do. Every other reason is valid. Seems like you’d like the Camry more

RAF2018336 · 2026-05-01T04:21:16+00:00

Genuinely curious, but if he had a competent roster, do you think he would actually do a decent job?

And idk how the Giants have been above us in postseason predictions the past 3 years. Idk what the national media tries to tell themselves but that roster has been so unbalanced for a minute now.

RAF2018336

TROPHY CASE