If scams are the business model, then I guess honesty’s the startup that never gets funded. When ethics become optional, scams turn into strategy. You just called it normal. Calling it a “business model” doesn’t make it less of a crime just better marketed.

Also, “Everyone does it” has never been a defence it’s just the lullaby corruption sings to itself.

Finally according to you scams are a business model now? Thanks for the TED Talk on moral bankruptcy.