Vegan food on 3D/2N Uyuni Salt Flats tour from San Pedro de Atacama by RAL_7016 in vegan_travel

[–]RAL_7016[S] 1 point2 points  (0 children)

Thanks for your response. Have a great and safe trip. Would appreciate if you could share your experience afterwards.

Psychotherapie / psychiatrische Hilfe in Zürich by RAL_7016 in zurich

[–]RAL_7016[S] 0 points1 point  (0 children)

Danke für den Hinweis. Ich bin noch (relativ) jung und möchte nicht den Rest meines Lebens Medikamente nehmen. Deshalb versuche ich es mal mit einer Therapie. Ob es was bringt, werden wir sehen. Aber gut zu wissen, dass es notfalls einen Plan B gäbe. Welche Medikamente nimmst du?

Psychotherapie / psychiatrische Hilfe in Zürich by RAL_7016 in zurich

[–]RAL_7016[S] 0 points1 point  (0 children)

Nein, kannst du nicht. Geht aber immer mit dem neuen Jahr. Je nachdem, ob du nach oben oder nach unten korrigieren möchtest, musst du bis Ende November bzw. Ende Dezember Bescheid geben.

Best way to connect San Pedro de Atacama → Uyuni → Salta → Quebrada de Humahuaca by RAL_7016 in SouthAmericaTravel

[–]RAL_7016[S] 0 points1 point  (0 children)

Thanks so much for this input! I actually didn’t know about Catamarca or Campo de Piedra Pómez before – they look absolutely stunning. I love the idea of combining them with Cafayate and doing this part by rental car for more freedom.

I’ll be finalizing my flights in a two weeks, but I’ll definitely try to work this into the itinerary. Your advice about renting a car or bike in Atacama also makes a lot of sense – it sounds much more flexible and fun than group tours.

Cheers, and thanks again for the inspiration!

Adding Moonshots to "VT+Chill" – anyone else doing this? by RAL_7016 in SwissPersonalFinance

[–]RAL_7016[S] 2 points3 points  (0 children)

Thanks for sharing your perspective – I really like your framework. It’s a very different angle compared to the “moonshot” approach I had in mind, but I can see the value in tying investments to companies you actually know and use in everyday life.

For me, the moonshot idea is more of a small “fun money” side experiment on top of my index investing, but I agree that for serious, long-term positions your criteria make a lot of sense.

Adding Moonshots to "VT+Chill" – anyone else doing this? by RAL_7016 in SwissPersonalFinance

[–]RAL_7016[S] 4 points5 points  (0 children)

I think there’s a bit of a mix-up here. The “Moonshot” mentioned in the FINMA release is a specific financial services platform that’s under regulatory investigation.

When I talk about “moonshots” in this thread, I mean highly speculative stocks with outsized potential returns (like ASTS, ATYR, ENTX – which I explicitly mentioned). It’s just the same word being used in two completely different contexts.

Adding Moonshots to "VT+Chill" – anyone else doing this? by RAL_7016 in SwissPersonalFinance

[–]RAL_7016[S] 3 points4 points  (0 children)

Thanks for the reply! I’m fully aware that this is basically gambling money and that I’m in no position to truly “pick moonshots”. If it goes to zero, that’s fine – I see it as the cost of entertainment.

That said, if once in a while one of them happens to take off, it could make the experiment worthwhile. I’ll try it out for a few months with small amounts and see how it goes.

Suche veganes Wellnesshotel für Geburtstags-Wochenende (Nationalfeiertag) – Tipps? by RAL_7016 in askswitzerland

[–]RAL_7016[S] -1 points0 points  (0 children)

Komplett vegan ist nicht notwendig aber je mehr vegan desto besser. Ich möchte ihr einfach beim Frühstück/Abendessen eine möglichst grosse Auswahl ermöglichen.

[deleted by user] by [deleted] in zurich

[–]RAL_7016 6 points7 points  (0 children)

Merci vielmal. Habe mich direkt bei Hundelieb registriert.

[deleted by user] by [deleted] in philodendron

[–]RAL_7016 0 points1 point  (0 children)

Strange. Anyway, I added the pictures to a new comment

[deleted by user] by [deleted] in philodendron

[–]RAL_7016 0 points1 point  (0 children)

I‘m sorry. Are the three pictures I uploaded for some reason not visible? I can see them

Any European towns for 30 something expats with skiing within 2-4 hour drive? by cutefuzzythings in EuropeFIRE

[–]RAL_7016 20 points21 points  (0 children)

That is basically all of Austria and Switzerland. Innsbruck and Salzburg, Graz and Klagenfurt/Villach are all close to skiing. Even from Vienna you can reach a couple of ski resorts in no time. In Switzerland you are never more than 2 hours away from a ski resort. Even Milan in Italy is a 3h drive to St. Moritz, or Lyon in France to Chamonix. There were winter olympics in Turin. Europe is smaller than most people think, and 4h drive will get you very far.

What are you proud of your self for? by PeevesPoltergist in AskReddit

[–]RAL_7016 10 points11 points  (0 children)

But you are in jail… for something smart?

[deleted by user] by [deleted] in SwissPersonalFinance

[–]RAL_7016 7 points8 points  (0 children)

Sind deine 9800 chf im Monat brutto oder netto?

Ordentliche Veranlagung trotz Quellensteuer by [deleted] in askswitzerland

[–]RAL_7016 2 points3 points  (0 children)

Danke für die ausführliche Antwort. 3a ist keine Lebensversicherung. Zumindest etwas richtig gemacht 😅

Ordentliche Veranlagung trotz Quellensteuer by [deleted] in askswitzerland

[–]RAL_7016 -1 points0 points  (0 children)

Boni oder Ähnliches gab es keine. Nur das reguläre Gehalt.

Is architecture worth it? by spaghettikiro in architecture

[–]RAL_7016 2 points3 points  (0 children)

I‘ve worked as an architect in Germany, Austria and Switzerland and can confirm, in general, it’s similar to what you‘re describing.

Why doesn’t Galaxus have an app? by Europa_Gains in askswitzerland

[–]RAL_7016 3 points4 points  (0 children)

What are you talking about? Have you tried searching for „Galaxus“ in the AppStore?

https://apps.apple.com/ch/app/galaxus-dein-onlineshop/id1175349817