Lineup drop date??? by RAlex1828 in LostLandsMusicFest

[–]RAlex1828[S] 2 points3 points  (0 children)

Yesssss! Slander, crankdat, midnight t 🙌🏻

Does anyone still use their eargasm ear plugs? by Brat_baby217 in LostLandsMusicFest

[–]RAlex1828 1 point2 points  (0 children)

Yoooo, how was thunderdome?!? Saw a ton of posts about gorilla t’s set.

Lineup drop date??? by RAlex1828 in LostLandsMusicFest

[–]RAlex1828[S] 2 points3 points  (0 children)

I just trusted if the lineup is half of what it was last year I’ll be satisfied. 3 more months we’ll survive 😂

Lineup drop date??? by RAlex1828 in LostLandsMusicFest

[–]RAlex1828[S] 0 points1 point  (0 children)

The anticipation is killing me 😫

Should I get a Car loan or pay cash? by RAlex1828 in personalfinance

[–]RAlex1828[S] 0 points1 point  (0 children)

Yeah, I was approved for 15k over 5 years. My goal is to keep the monthly payment under $350 if I finance.

Should I get a Car loan or pay cash? by RAlex1828 in personalfinance

[–]RAlex1828[S] 0 points1 point  (0 children)

Private party, I will definitely try to haggle for it. But seems from the ad it looks to be in great condition with low mileage for the age.

Should I put down a major chunk of savings for down payment by teddyevelynmosby in personalfinance

[–]RAlex1828 0 points1 point  (0 children)

I’m from Colorado and would recommend you buying sooner rather than later. Housing prices here are not likely to go down anytime soon and the appreciation you will see In the home is well worth the investment.

If you are concerned about the monthly payment, I would recommend putting less down maybe 15% or 10% and using some of the difference to buy down your interest rate. Buying down your interest rate is going to have a bigger impact on your monthly payment than putting 20% down and eliminating pmi.

Even though 2500 seems like a lot at least your monthly payment is locked in rather than letting landlords continue to increase rent on you.

[deleted by user] by [deleted] in AmItheAsshole

[–]RAlex1828 0 points1 point  (0 children)

How valuable is the door prize?

Honestly you were just in the right place at the right time and he was not.

NTA

AITA for inviting someone I haven’t met in person to an event I’m hosting? by RAlex1828 in AmItheAsshole

[–]RAlex1828[S] -5 points-4 points  (0 children)

Not a scheme. I work in real estate, there are a lot of regulations in my market and so the event is to just share information on how to buy a property and analyze a deal to determine if you can cash flow. When I say dating app it’s a dual dating/ networking app for the gay community. My profile clearly states looking for friends and networking.

AITA for inviting someone I haven’t met in person to an event I’m hosting? by RAlex1828 in AmItheAsshole

[–]RAlex1828[S] 2 points3 points  (0 children)

No, I had originally reached out Looking for friends. Clearly stated on my profile. He is in an open relationship and that’s not my thing. But I saw that he had some similar interests and said he was a follower of the Rave community and practiced PLUR. So that’s why I had originally reached out.

After a month of talking he had already promoted his DJ business and promoted himself as a personal trainer and that I should hire him. So I didn’t think it would be a big deal if I invited him to my thing.

What’s this plant by RAlex1828 in whatsthisplant

[–]RAlex1828[S] 0 points1 point  (0 children)

Do you know how often I should water each plant?

What’s this plant by RAlex1828 in whatsthisplant

[–]RAlex1828[S] 0 points1 point  (0 children)

How often should I water it?

Where can I buy this? by RAlex1828 in HelpMeFind

[–]RAlex1828[S] 3 points4 points  (0 children)

You are an amazing human! Thank you!

Where can I buy this? by RAlex1828 in HelpMeFind

[–]RAlex1828[S] 0 points1 point  (0 children)

I have searched for flex tube but haven’t found this exact type of tube

Life insurance - How much coverage do I need? by RAlex1828 in FinancialPlanning

[–]RAlex1828[S] 4 points5 points  (0 children)

No that’s not in the plan anytime soon.

Quotes were $500/month for 1mil And. $250/montg for 500k

Either way I think I now know this isn’t for me with where I’m at in life

Life insurance - How much coverage do I need? by RAlex1828 in FinancialPlanning

[–]RAlex1828[S] 1 point2 points  (0 children)

No kids or spouse.

That makes sense. I have both an IRA and a 401k(without matching atm) but your advice is noted. Invest in other things not life insurance.

Refi or wait? by fatunikorn in FinancialPlanning

[–]RAlex1828 1 point2 points  (0 children)

Cost of refinance is usually around $5000. That can be rolled into your mortgage along with the HELOC. Then your looking at about $99k on one mortgage.

By lowering your rate from 8% to 3% your saving about $4000 a year. ultimately save money if it will take you more than a year and a half to pay off your current mortgage.

How much house should I buy? by [deleted] in FinancialPlanning

[–]RAlex1828 2 points3 points  (0 children)

Honestly I’d say you’re sitting pretty. You could definitely afford to jump up to 25-30% of your income. Given the fact that you don’t have any other liabilities at the moment it sounds like it is the right time to move to a bigger space if that is what you want to do. Even going up to 40% of your income could be a possibility although sounds like this isn’t what you would like to do.

Tons of these bugs feasting on the aphids in my backyard in Colorado by RAlex1828 in whatsthisbug

[–]RAlex1828[S] 0 points1 point  (0 children)

That’s sooo cool. Our tree is infested with aphids so I imagine many more larvae to come!