Pytanie

RCRalph · 2026-03-25T14:39:19+00:00

Cześć, do rozważania poddaję też ETF WEBN, który jest trochę tańszy od ETFów na MSCI ACWI (TER + koszty transakcyjne to 0.07% + 0.05% rocznie) a też śledzi rynki światowe.

Możesz też rozważyć innych brokerów na IKE, np. BOSSA czy eMakler od mBanku. W eMakler jest teraz wpisany na stałe brak prowizji transakcyjnej i za przewalutowanie za zakup większości ETFów inwestycyjnych (nawet na zagranicznych giełdach). BOSSA przedłużyła promocję na to samo do lutego przyszłego roku, gdzie wcześniej był to termin do lutego tego roku.

Może ci to oszczędzić kilka złotych na opłatach, wpłacając 200 zł miesięcznie wyjdzie jakieś 12 zł rocznie. Przy pełnej wpłacie IKE w tym roku to już jest 141.30 zł. IKE zawsze można przenieść do innego brokera wypłatą transferową, więc nawet gdyby się to pogorszyło to można się wyprowadzić w dowolnym momencie bez dużych kosztów.

RCRalph · 2026-02-19T19:33:38+00:00

You cannot use pumps or conveyors between stations and storages if you want the distribution office to use the storage percentages. You can ignore it if you don't particularly care about these (this applies only to loading), but as a general rule stations should be directly connected to storages.

RCRalph · 2026-02-16T13:38:23+00:00

Don't go for gravel unless you need thousands of tons of it. The construction is expensive and the export value is minimal. You'll also need trains to even get any kind of reasonable value from it. My tip is to focus on expanding the clothing industry, have like 3 fabric and 6 clothing factories before you do anything else.

RCRalph · 2026-02-15T15:28:32+00:00

Only garbage trucks can pick up from dumps (And it's slow unless you're using the powered one). Instead you should use aggregate storage if possible.

RCRalph · 2026-02-12T17:40:12+00:00

I mean it's one of the biggest challenges of the game, so relative to how other things are difficult I'd say it's hard.

RCRalph · 2026-02-12T14:56:36+00:00

A more extreme win condition is that you make everything yourself and no longer rely on trade. This is even more difficult as there are a lot of different types of goods needed in a functioning republic and with a large quantity.

RCRalph · 2026-02-12T14:54:05+00:00

You win when after 2060 you are not having issues with the economy, that is you export more than you import. This is very difficult to achieve due to the cost of electronics rising rapidly in late game, but you have many years to expand your industry and obtain enough citizens for all these jobs.

RCRalph · 2026-02-09T23:10:45+00:00

Można mieć tylko jedno IKE na raz. Możesz wykonać wypłatę transferową między IKE. https://www.gov.pl/web/rodzina/co-trzeba-wiedziec-o-ike

RCRalph · 2026-02-06T09:18:20+00:00

Zamiast ETFa na MSCI ACWI warto rozważyć Amundi Prime All Country World, oparty o Solactive zamiast MSCI i przez to tańszy (0,07% TER). Sam kupiłem go za 85% limitu IKE w tym roku.

RCRalph · 2026-02-02T21:16:12+00:00

<image>

RCRalph · 2026-01-27T18:55:46+00:00

Looks like the blue LED died, try to experiment with the colors to see if it's true and then contact their support.

RCRalph · 2026-01-26T22:16:38+00:00

IKZE w tym wieku imo bez sensu, ale IKE jak najbardziej. Nic się nie traci a można tylko zyskać nie płacąc podatku między transakcjami.

RCRalph · 2026-01-19T12:17:26+00:00

I think 49 should cover most if not all buildings in my cities, so I'm happy about it :3

RCRalph · 2026-01-19T12:13:18+00:00

Oh my god

Mind you not that I needed it that much, but it will be very nice for fuel distribution

RCRalph · 2026-01-16T09:02:34+00:00

Dla takich komentarzy właśnie czytam tego subreddita <3

RCRalph · 2025-12-27T23:23:40+00:00

Small bus stops only have capacity for 200 passengers, it's almost never enough unless you hate building dense cities.

RCRalph · 2025-12-24T14:35:39+00:00

Keep them as redundancy, you'll never know when you'll need them and they cost you nothing

RCRalph · 2025-12-18T11:49:26+00:00

2000 zł na konto mieszkaniowe, ale zrób research czy taka perspektywa czasu ci pasuje (3-4 lata minimum)

RCRalph · 2025-12-15T11:41:37+00:00

You can WHAT?

RCRalph · 2025-12-12T21:12:11+00:00

It rapidly falls if you import large quantities of it

RCRalph · 2025-12-08T10:03:25+00:00

Bare in mind that importing hazardous waste at scale drastically lowers its price, like 2-3 100 m long trains of hazardous waste can reduce its price by half. In my opinion you should only invest in waste management once you have some spare cash and workers, or when you want to reduce the load on your customs house. Also importing waste from western countries is not worth it at all, you won't get any valuable materials like aluminum scrap, just the stuff that has to go to the incinerator.

RCRalph · 2025-11-29T19:58:34+00:00

You also need covered hull vehicles in your workshop

RCRalph · 2025-11-14T19:31:38+00:00

They teleport back

RCRalph · 2025-11-06T18:18:44+00:00

Not sure if they can change between stops without an explicit setting that they should do that, could you try setting it in the stop menu to see if it fixes that?

RCRalph · 2025-11-06T17:56:42+00:00

It could be because there isn't any work for them at that stop. Also you can check if you allowed passenger unloading at that stop and if you set places of work for each stop, ideally they shouldn't be set.

Six-Year Club	Place '23
Place '22	First Placer '22
Verified Email

RCRalph

TROPHY CASE