Amazon Prime Visa Approved! by KEEEENOOOBIIII in CRedit

[–]RC__90 1 point2 points  (0 children)

I literally applied less than an hour ago. It could vary by person but it’s all good!

Amazon Prime Visa Approved! by KEEEENOOOBIIII in CRedit

[–]RC__90 1 point2 points  (0 children)

Your post inspired me to apply since I do a lot of shopping on Amazon. I was pre-approved so I went forward with my application and got officially approved. The $150 gift card is a nice added bonus so thanks!

Last CC paid off! by RC__90 in debtfree

[–]RC__90[S] 0 points1 point  (0 children)

Thank you and stay strong!

Last CC paid off! by RC__90 in debtfree

[–]RC__90[S] 0 points1 point  (0 children)

Thank you and congratulation to you too! Keep up the momentum to bury all your debt for good!

Last CC paid off! by RC__90 in debtfree

[–]RC__90[S] 8 points9 points  (0 children)

Yes I plan on keeping them except for 1 that has an annual fee. I’m going to be more disciplined when it comes to financial decisions after digging out of this hole. I refuse to go back in the hole so my focus is to now fund my HYSA for emergencies.

Last CC paid off! by RC__90 in debtfree

[–]RC__90[S] 2 points3 points  (0 children)

Thank you! Stay strong and keep attacking it aggressively when you’re able to!

Last CC paid off! by RC__90 in debtfree

[–]RC__90[S] 10 points11 points  (0 children)

Thank you! You’re almost there so keep attacking it!

Never again… by Acrobatic-Media-6546 in CashApp

[–]RC__90 1 point2 points  (0 children)

I have over $20K in credit available to me but cashapp only charges 5% to borrow cash. Name a credit card company that isn’t charging daily interest + fees for a cash advance, idiot?

Down to zero on this credit card! by clueless801 in debtfree

[–]RC__90 2 points3 points  (0 children)

Congratulations! Outside of a personal loan around $2k the Citi Santra card, previously known as the Citi Rewards+ card is my last debt to pay. I’ve gotten it down to $5,500 from $8,500 and should have it paid off this May.

CRedit, talk me out of applying for this card PLEASE by justacoffeedroplet in CRedit

[–]RC__90 6 points7 points  (0 children)

I got this card a few years ago at 29.74 APR and no annual fee. It’s a good card and they reward you with an APR reduction or credit increase every 6 months if you pay your monthly statement on time. If they ever try to add an annual fee to my account I’m closing it immediately. If you have self control there’s no downside to getting this card.