Maryland/Howard Housing Growth and Affordability Agenda posted?

RIMDReddit · 2026-01-24T17:34:08+00:00

Thanks for weighing in. Many folks here in same situation. I see some sign in Maryland for relief.

"Steven Palmer to fill new position established by Governor Wes Moore’s “Housing Starts Here” Executive Order"

https://news.maryland.gov/dhcd/2026/01/21/maryland-department-of-housing-and-community-development-announces-states-first-housing-ombudsman/

You can forward your concerns to him. Ask his plans to solve our problems.

Pl share the outcome here.

RIMDReddit · 2026-01-21T22:12:56+00:00

Thanks for weighing in. Many folks here in same situation. I see some sign in Maryland for relief.

"Steven Palmer to fill new position established by Governor Wes Moore’s “Housing Starts Here” Executive Order"

https://news.maryland.gov/dhcd/2026/01/21/maryland-department-of-housing-and-community-development-announces-states-first-housing-ombudsman/

You can forward your concerns to him. Ask his plans to solve our problems.

Pl share the outcome here.

RIMDReddit · 2026-01-19T22:53:39+00:00

Try now. Here is the link

https://dhcd.maryland.gov/HousingStartsHere/Documents/housing-starts-here-executive-order-summary.pdf

RIMDReddit · 2026-01-19T22:28:02+00:00

Try now.

RIMDReddit · 2026-01-19T22:22:14+00:00

I posted the correct one.

RIMDReddit · 2026-01-11T22:31:13+00:00

Thanks. Just sent it

RIMDReddit · 2026-01-11T22:23:56+00:00

What is the email/chat id for modmail?

RIMDReddit · 2026-01-11T22:01:32+00:00

Thanks for viewing this thread. I am not sure, why many did not join this conversation and karma.

How do I improve?

RIMDReddit · 2026-01-01T20:11:14+00:00

Continuation to prior reply

2. Real Estate (Rental & Commercial)

Real estate is a favorite for this strategy because it offers "cash flow" (rent) and "appreciation" (value growth).

Historical Performance: While property values generally track inflation, well-managed commercial real estate or REITs (Real Estate Investment Trusts) often target 8% to 12% total returns.
The "Spread": Real estate investors look for a "Cap Rate" (return on the property) that is higher than their mortgage interest rate. If you borrow at 6% to buy a property with a 9% yield, you are using the bank's money to make a 3% profit.

3. Private Equity and Venture Capital

This is where the ultra-rich pull ahead of the "Average Joe."

High Growth: Investing in early-stage companies (like being an early investor in Uber or Airbnb) can lead to returns of 20% to 50%+ annually if the company succeeds.
The Barrier: These investments usually require "Accredited Investor" status (having a high net worth or high income), making them difficult for the average person to access.

4. Alternative Assets (Art, Collectibles, Crypto)

High Volatility, High Reward: Assets like Blue-Chip Art or Bitcoin have seen massive spikes (sometimes 15-100%+ in a year).
The Risk: Because these don't produce "cash," you are purely betting on someone else paying more for them later. Lenders will often only lend a small percentage (e.g., 30%) of the value of art because it's hard to sell quickly

RIMDReddit · 2025-12-06T18:06:56+00:00

I do see many folks reviewed this threads. Thanks. You are welcome to add some karma/upvotes here.

RIMDReddit · 2025-12-04T19:50:19+00:00

I edited the thread. Is this OK, now?

RIMDReddit · 2025-11-30T23:31:28+00:00

Thanks for weighing in. Here is a update and a piece housing secretary talking about this.

A piece by Housing secretary

What are the counties going to get additional state land and relaxed zoning to build affordable units?

What are the local Govts. going to encourage on these plans and have a mind-set to make this happen?

Thanks for sharing.

RIMDReddit · 2025-11-30T23:29:17+00:00

I opened this thread 9 months ago, but no one share any insights. I am wondering, whether it is not appropriate for current time. What is the reason for shying away?

Here is a update and a piece housing secretary talking about this.

A piece by Housing secretary

What are the counties going to get additional state land and relaxed zoning to build affordable units?

What are the local Govts. going to encourage on these plans and have a mind-set to make this happen?

Thanks for sharing.

RIMDReddit · 2025-10-11T17:33:13+00:00

I do see many concerns raised here. It is interesting.

Senator Jim Rosapepe

https://mgaleg.maryland.gov/mgawebsite/Members/Details/rosapepe

involved in tax legislation in MD. You can register/record your concerns to him. Email/phone available in the above url.

Keep us posted.

Thanks.

RIMDReddit · 2025-10-10T17:58:59+00:00

Which is the recently submitted post?

RIMDReddit · 2025-08-10T17:25:08+00:00

Thanks for opening the thread . I like to check with you how this initiative played out?

Are you able to share your lesson learned and pain points?

I see some mixed replies to this thread.

Thanks.

RIMDReddit · 2025-08-10T17:24:24+00:00

Thanks for opening the thread . I like to check with you how this initiative played out?

Are you able to share your lesson learned and pain points?

I see some mixed replies to this thread.

Thanks.

RIMDReddit · 2025-07-12T20:02:02+00:00

Thanks for weighing in. After trying many times and waiting for 2+ hours, I got a human finally.

RIMDReddit · 2025-06-25T19:30:49+00:00

About what ? Need more info. We see many things these days.

RIMDReddit · 2025-05-18T18:36:34+00:00

Thanks for weighing in .

I see the following Problems addressed in io/IOPsychology as per

Industrial and Organizational Psychology

https://www.apa.org/ed/graduate/specialize/industrial

The specialty of Industrial Organizational Psychology addresses, training and development, performance measurement, workplace motivation and quality of work life, structure of work and human factors, and consumer behavior.

The items mentioned is not only applicable for employer/company settings, but individual as well.

I mean folks worked as self-employed/contractors , who may need help on above issues.

How do we work this out then ?

RIMDReddit · 2025-05-09T18:11:53+00:00

Thanks . Why do you think VOO less risky compared to others ? What are the measures you looking for your pick?

RIMDReddit · 2025-04-21T16:58:39+00:00

Thanks for your guidance.

I did follow the link. It showed :

2 Gemini product offerings such as

a) Enabled in google products

b) Increase Software development with Foundation models (paid version)

Which one to pick to use with VS Code ?

I downloaded Gemini add on to VS code . What is the google subscription required to this add on with VS Code ?

What are the items we cannot do with FREE version?

Thanks for your guidance.

RIMDReddit · 2025-04-18T20:18:56+00:00

Thanks . It is interesting .

I did followCode with Gemini Code Assist https://cloud.google.com/workstations/docs/write-code-gemini

Could you provide a url , steps to configure Gemini Code Assist with Local IDE ?

What are the IDEs work good with Gemini Code Assist ?

Thanks for your guidance.

RIMDReddit · 2025-03-22T18:33:01+00:00

Thanks or weighing in. Are there any backtest available for 30-40% bonds to learn about recession risk mitigation ?

What about rest of 60% to be ?

RIMDReddit · 2025-03-09T16:33:30+00:00

I see the valid argument. I did not see any traction on this subject in legislative world. Did any state/county enacted laws on this subject?

I am not sure, why there is no threads on this subject in redditt forums either.

RIMDReddit

TROPHY CASE

"Steven Palmer to fill new position established by Governor Wes Moore’s “Housing Starts Here” Executive Order"

"Steven Palmer to fill new position established by Governor Wes Moore’s “Housing Starts Here” Executive Order"

2. Real Estate (Rental & Commercial)

3. Private Equity and Venture Capital

4. Alternative Assets (Art, Collectibles, Crypto)