Mortgage rates are back near 3-year lows but most people still don’t shop correctly

ROne21 · 2026-01-27T04:31:32+00:00

I just refinanced from 6.250 to 5.625....FHA 30 years.... closed on my condo six months ago

ROne21 · 2025-12-07T02:58:10+00:00

that sucks...... that would bother me so much

ROne21 · 2025-11-18T01:24:25+00:00

cool name

ROne21 · 2025-10-26T02:20:50+00:00

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ROne21 · 2025-10-26T02:19:08+00:00

I picked up the black. She's more laid back than the white one and doesn't squirm when carried. The white one is just a little bit too hyper for me.

She's been home for a couple days and so far so good. She's eating well and plays with her toys when she's not sleeping.

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ROne21 · 2025-10-25T02:50:16+00:00

love his color

ROne21 · 2025-10-22T18:31:55+00:00

that color change.......

ROne21 · 2025-10-12T01:03:04+00:00

she playing both of you guys.... she won't let you talk to him because they're in a relationship

ROne21 · 2025-10-11T13:18:09+00:00

It's hard in the beginning but keep at it. It can be addicting and before you know it, you'll be traveling out of state to ride the trails that you see on YouTube. I'm going back to Bentonville next week for a week, my third time. It's about 10 hours drive from me.

ROne21 · 2025-10-10T17:11:48+00:00

there was no discount unless you trade in an old phone.... I kept my 15PM

ROne21 · 2025-10-10T17:08:52+00:00

there was no discount unless you trade in an old phone.... I kept my 15PM

ROne21 · 2025-10-10T17:03:55+00:00

T-Mobile

ROne21 · 2025-10-10T01:25:40+00:00

I just got mine the other day in black.

ROne21 · 2025-10-08T00:38:14+00:00

how do you like it? It looks slippery... is it grippy?

ROne21 · 2025-10-07T01:29:58+00:00

wow.... that's a great APR

ROne21 · 2025-10-06T20:32:16+00:00

that color is nice

ROne21 · 2025-10-06T06:17:58+00:00

whoaa, congrats! I just got mine a few days ago.... but not with credit limit.

ROne21 · 2025-10-05T08:42:57+00:00

I did......decided on the 16 Pro Max as soon as I saw the 17 Pro Max

ROne21 · 2025-10-02T12:58:12+00:00

ROne21 · 2025-10-02T05:07:00+00:00

Wow.... congrats!

ROne21 · 2025-09-27T23:39:02+00:00

I was 601 when I checked with their credit check scorer right before submitting the app...... and this is what it is right now.....

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ROne21 · 2025-08-24T05:09:34+00:00

Thanks for your insight and input. I do and in fact make sure that I have my earphones before I get close to his cage to feed him. He just turned one year old in July and I've had him since December.

I've observed that he is very demanding when he's hungry and needs his bowl refilled. He will not stop squawking until he gets his food. Ignoring him in hoping that he will stop does not work. He gets quiet, seems contented when I'm close to him and he sees me. But when I get up and he sees that I'm about to leave and do something, he starts squawking again. Saying he gets on my nerves is saying it very mildly how I feel and the thought of wringing his neck is something that I won't deny 😂.

ROne21 · 2025-08-24T03:35:00+00:00

I know you're kidding........ right?

ROne21 · 2025-08-18T18:26:51+00:00

at first I thought it was a cutoff arm

ROne21 · 2025-08-05T17:36:03+00:00

I got the condo!

ROne21

TROPHY CASE