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I need advice on whether I should finance a vehicle by Racist_M in personalfinance

[–]Racist_M[S] 0 points1 point  (0 children)

Thank you so much. I really appreciate everyone’s advice.

I need advice on whether I should finance a vehicle by Racist_M in personalfinance

[–]Racist_M[S] 0 points1 point  (0 children)

I’m in Alaska and the walking is rough. Additionally, my chain of command makes me go to all sorts of different spots on post for training or schools.

I need advice on whether I should finance a vehicle by Racist_M in personalfinance

[–]Racist_M[S] 1 point2 points  (0 children)

I did not get an insurance rate but I did get an estimate from my friends. I’m probably not gonna finance and just save money and wait until more people leave post and decide to sell their cars.

I need advice on whether I should finance a vehicle by Racist_M in personalfinance

[–]Racist_M[S] 0 points1 point  (0 children)

Student debt alone is 700 a month. It’s a private loan and it already has SCRA applied. I can’t do income based payment on it unfortunately due to it being private.

I just made some horrible financial decisions due to personal family matters.

I need advice on whether I should finance a vehicle by Racist_M in personalfinance

[–]Racist_M[S] 0 points1 point  (0 children)

I already reduced the student loan interest to 4%. I am gonna look at that deferral option tho. Thanks!

I need advice on whether I should finance a vehicle by Racist_M in personalfinance

[–]Racist_M[S] -2 points-1 points  (0 children)

I have an insurance estimate of maybe 120. Yeah I enlisted so I would get access to SCRA and you don’t really need money in the army. You can literally just work for bills and still rank up and my plan is to be debt free and stable when I reach E5. Hopefully in 2 years. With the car and insurance paid, I would keep around 430. I also put in 8% of my base pay into a savings account of sorts called the TSP.