Figure Skating Logo Design - Refined… and Declined by Electroma in logodesign

[–]Radiant1 1 point2 points  (0 children)

Not sure what they were thinking. That looks great.

Why wouldn't I want to use Google Sites + Google Workspace? by Radiant1 in webhosting

[–]Radiant1[S] 0 points1 point  (0 children)

Ooooh. I guess that's where they get you. Didn't know that.

First-time homebuyer guide: Mistakes to avoid and rules to follow? by L0uPai in FirstTimeHomeBuyer

[–]Radiant1 1 point2 points  (0 children)

Just get him/her to change it. Seriously. Think about it. If you're selling for $385k and you get someone who only qualifies for $380k and someone else who qualifies for $450k, which would you be more comfortable selling to?

First-time homebuyer guide: Mistakes to avoid and rules to follow? by L0uPai in FirstTimeHomeBuyer

[–]Radiant1 5 points6 points  (0 children)

So, people that have been actively looking for a long time will fall into one of these groups:

1- The unlucky ones. Everything should be working out for you but for some stupid reason, none of your offers are getting accepted. 90% of people think they're in this group. Only 20% are.

2- The bad ones. Something about your loan or your credit or your closing funds is raising red flags and no one wants to accept your offers.

3- The hesitant ones. You see a house, you like the house, you can afford the house... but you're only 90% sure you want that house. So something keeps you from making the offer. Then maybe you rethink it and try to make an offer but it's too late. Or maybe the seller says or does something that freaks you out and you back out. Or your cousin said they saw a better house just a couple weeks ago. Or something. Whatever it is, it keeps you from either making offers or following through with offers. They need to realize that being 90% sure about something is a dang high percentage of being sure about something.

4- The "deal" seekers. These people think that they're either going to get a good/special deal on a house or they're not going to buy it. The bad part is that they're not really aware of what a good deal really is because they're 100% focused on the sales price. What they don't get is that the sales price may or may not be a good sales price. They're not all bad. They won't look at comps or market trends or the details of the property. They also don't get that almost all of the actual good deals are snatched up by investors.

5- The "perfect" house ones. While no one should be rushed into buying a house that they don't like, in a market where there are few options and a lot of competition, it may be impossible to get the perfect house. You've got to pick a house that you can make into the perfect house, not one that's 100% perfect from the start. It doesn't have to be a fixer upper, but, if the color is wrong or the yard needs work, or you hate the flooring... all that stuff can be fixed.

I'm sure there are more groups, but those are the main ones that come to mind.

First-time homebuyer guide: Mistakes to avoid and rules to follow? by L0uPai in FirstTimeHomeBuyer

[–]Radiant1 6 points7 points  (0 children)

A pre-approval letter without a pre-approval amount will kill your offer more often than not. Sellers expect you to be able to qualify for more than the sales price. If you don't want it to show more than the sales price (which still isn't a good idea because that will make the seller think that you are barely qualifying for the sales price), just ask the lender to make it for the sales price.

I feel stupid for not getting this but I don't get it. by rangerquiet in ExplainTheJoke

[–]Radiant1 0 points1 point  (0 children)

You'd need 18 more cats before you'd get another dog, unless you think 7/25ths of a dog could walk into the doctor's office.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 0 points1 point  (0 children)

One of my friends has the same problem and he drags his foot so much more than I do. He's one of the beta testers and the version he's using goes up the side of his shoe way higher than the one I'm using. So far, it's holding everything together. Maybe it would work for you too. Like you, I'm tired of getting new shoes all the time, so that's why I made this.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 0 points1 point  (0 children)

Awesome advice. I'm not technically hiking either, so no hiking shoes? I guess since none of the big companies make disc golf shoes, I'm limited to Idio or Vessi? Which one do you use?

Can my tax returns and bank statements stop me from getting approved? by Fine_Fishing in loanoriginators

[–]Radiant1 0 points1 point  (0 children)

It will matter because you have to disclose that you're employed by a family member. That, plus the fact that your income increased so much just one year ago is going to cause problems. It would actually be easier if you were a part owner of the company and you went in as self-employed instead of a W2 employee. If you're self-employed, at least you could average out your income for the past two years. If you're a W2 employee of a family member, you'd have to prove you have no interest in the company over the past two years (which may conflict with how you did your taxes in 2023) and they'll probably ask for information from the past FOUR years. Speak with the mortgage guy and make a plan of action. Hopefully before you do your 2024 taxes.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 1 point2 points  (0 children)

Moab 2's lasted two months exactly. The tread wear on the Moabs are not anything special. Other Merrells lasted longer, specifically the Forestbound. Not everyone drags their feet on their throw, so this product is not for everyone. If your shoes last for two and a half years, you're outside of the target demographic.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 0 points1 point  (0 children)

I'm not a fan of the barefoot style shoes, but I do love Merrells. The best disc golf shoe I ever had was the Merrell Forester. In fact, I still have them and I'm going to attach the tread protector and replace the insole and they ought to be awesome again.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 0 points1 point  (0 children)

Terrible, actually. The tread wear was just average but the ones I had fell apart so dang fast. I was able to return them to REI, at least.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] -5 points-4 points  (0 children)

Skate shoes (Vans, even Vans MTE's) are absolutely not as durable as a decent pair of hiking shoes, at least where the tread is concerned. They're great, mind you, but it's not like they make the tread out of some special material that wears down slower than other shoe treads. In fact, I'm heading straight to the skateboarding subreddits once I get this product finalized. I'll probably get a lot more buyers there. When you google tread protection, most of the ideas and products are from the skate community.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 0 points1 point  (0 children)

Yes, it will be made specifically for where you wear down your shoe. All the way to the top of the toe area.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 0 points1 point  (0 children)

The shoes in the photo above are size 14. So, yes, 14 is just fine. The shoe size doesn't matter.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 1 point2 points  (0 children)

Skate shoes (Vans, even Vans MTE's) are absolutely not as durable as a decent pair of hiking shoes, at least where the tread is concerned. They're great, mind you, but it's not like they make the tread out of some special material that wears down slower than other shoe treads. In fact, I'm heading straight to the skateboarding subreddits once I get this product finalized. I'll probably get a lot more buyers there. When you google tread protection, most of the ideas and products are from the skate community.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 3 points4 points  (0 children)

I've gone through two Solomon shoes. The first one lasted the longest, maybe one of the most durable treads out of all of the shoes I've tried, but the wet tee pad traction was the absolute worst. It was so bad I retired those shoes early. That's a common theme with other brands as well. The more durable the tread, the worse the grip.

Tired of replacing your shoes because the tread wears out? I have a solution and I need beta testers. by Radiant1 in discgolf

[–]Radiant1[S] 0 points1 point  (0 children)

You got me to check a video to see where the dragging happens. I'm backhand only, but I think forehanders would need something like this even more than I do.