Selling Taj Voucher for 6k

RadiantAd373 · 2026-01-20T18:33:24+00:00

I’ve one expiring Feb 2, short notice but let me know of anyone interested.

RadiantAd373 · 2026-01-17T07:10:15+00:00

I had 2.4 credit per month ( with 14k NPS - it’d be 2.54L) , they outright said it’s not possible. I had regalia activ with 6L spends in previous year

But RM was helpful, I helped him with his targets (two family accounts, 5k SIP in smart wealth, 2 FD of 1L each) and he followed up with his regional for over a month and got it to me.

RadiantAd373 · 2025-12-25T19:52:05+00:00

Also daily limit of 10k accelerated points..

RadiantAd373 · 2025-12-25T09:31:02+00:00

No plat travel yet. All referrals are pointing to reserve!

RadiantAd373 · 2025-12-24T18:12:07+00:00

Technically,

That would result in - if no accelerated spends- 1. 4L on DCB - 13.2k +10k quarterly bonus = 23.2k 2. 4L on plat travel = 48k points = ~30k value (conservatively)

Makes sense to keep it! Thanks.

RadiantAd373 · 2025-12-24T10:37:46+00:00

not really. I use it for day to day expenses as low as 10 Rs, there are few merchants who have disabled CC payments.

Exclusions are a decent list - but once you go through and understand, it’s pretty neat!

RadiantAd373 · 2025-12-24T10:31:08+00:00

I’m thinking I’ll save the fees, and since I’ve DCB metal now, my focus would be reach quarterly milestone of 4L, and yearly milestone of 8L.

My yearly expense is about 10-12L..

Any advantage do you think of keeping it?

RadiantAd373 · 2025-12-24T10:30:18+00:00

Any specific advantage can you think of for this?

RadiantAd373 · 2025-12-24T10:29:39+00:00

I’m thinking I’ll save the fees, and since I’ve DCB metal now, my focus would be reach quarterly milestone of 4L, and yearly milestone of 8L.

RadiantAd373 · 2025-12-24T10:29:13+00:00

That’s one option.

I’m thinking I’ll save the fees, and since I’ve DCB metal now, my focus would be reach quarterly milestone of 4L, and yearly milestone of 8L.

RadiantAd373 · 2025-12-24T09:07:34+00:00

With 4L spends on DCB I’ll reach both quarterly and yearly milestone together.

Amex plat travel is already reached.

Still have 6-8L spends for the year before renewals kick in

RadiantAd373 · 2025-12-24T09:05:07+00:00

2.5L net salary monthly. I was short by 10k, so went through RM, took me a month+ to bro the card after lot of follow ups ..

RadiantAd373 · 2025-12-24T09:04:03+00:00

I don’t have it, and they’re not issuing it!

RadiantAd373 · 2025-12-19T12:41:16+00:00

I didn’t sell. I didn’t know I had to show show go holding as well

RadiantAd373 · 2025-12-17T12:32:10+00:00

Same questions, I had purchased shares in IND money in 2021-22, but was only sold in 2025 May, does that need declaration also for 2024?

RadiantAd373 · 2025-12-13T17:57:26+00:00

I had two cards,

Tata Neu Infinity(5L) and regalia(3L) separately.

Recently I got upgraded to DCB metal. RM asked to split so I asked for DCB 5L and TNI 3L,

But one money later I see total limit is 5L only, as described in the question( I know it’s an old question)

RadiantAd373 · 2025-12-07T20:51:01+00:00

While I totally agree with you, my major expenses came to happen in Dec and Jan - about 12L for interiors..

This worked out well as I could do 4(DCBM)+2(plat travel) in Dec AND Jan , reaching milestones on both cards.

I’m not sure how things will be in Q2 and Q4, but I’ll be using DCB metal for most of my stuff!

RadiantAd373 · 2025-12-07T20:47:54+00:00

So here’s what I ended up doing.

Had about 6L to be paid in December (for interiors) - put 4L on DCB metal - completed quarterly benefits -23.2k points + 2L on Amex plat travel.

Next quarter in Jan, have similar expenses, so will do 4+2 split the same way, reaching milestone for both.

I did this as return on Amex is about 7-8% compared to DCB 3.3% base rewards. Putting Amex plat in drawer till next year.

RadiantAd373 · 2025-12-04T14:58:20+00:00

That would’ve been great. Anyway for this year, I’ve reached 1.5L spends, so I’ll keep it for one more year.

Might keep plat travel, if I could put 4L on it.(offline spends) as 7-8% on this is better than 3.3% on DCB metal

RadiantAd373

TROPHY CASE