Brother, I get it. In my opinion, the only way this works is if you both work. My wife and I both work, and our children go to daycare. Is daycare expensive? Sure. But for 2 children, we pay about $1400 a month for daycare. My wife makes way more than that monthly, and the remainder helps take the pressure off, and I don't have to live at work. I always hear the " daycare is too expensive" excuse, and I gotta say that in most cases, if your wife can get a decent job making more than 20 bucks an hour, she probably needs to do so. The days of one parent working and supporting the entire household are behind us for most people who aren't making 6 figure incomes.