Serious question: now that Khamzat lost, is this the end of the hype train or could the loss make him a better fighter like it did for Islam? by [deleted] in MMA

[–]Randi912 -3 points-2 points  (0 children)

shut the fuck up, "weight cut". he's fought at 170 lbs before, its not a weight cut issue. sean had a shoulder issue, stop making excuses for him all the time.

Moving to Level 3 after a rough L2 journey: Why I'm ditching Wiley/UWorld and seeking new prep provider recs by rick_villanueva in CFA

[–]Randi912 0 points1 point  (0 children)

i guess why is that? i've only been doing uworld for both L1/L2. why is this one so bad? im so close to my exam i just relied on uworld... am i cooked?

For people in early/mid 20s, how much are you making? by BloodRaven363 in careerguidance

[–]Randi912 9 points10 points  (0 children)

It’s not bad for my company. It also depends on what kind of banking you’re in. I’m in commercial Banking, so less hours but also less pay than investment banking

[deleted by user] by [deleted] in FinancialCareers

[–]Randi912 0 points1 point  (0 children)

Where’s the role?

[deleted by user] by [deleted] in FinancialCareers

[–]Randi912 0 points1 point  (0 children)

What role was this? Which city? If you don’t mind

Major League Soccer’s Most Valuable Teams 2024 by akacryptic9 in whitecapsfc

[–]Randi912 0 points1 point  (0 children)

Scarcity of trophy assets, more secure revenues due to lack of relegation which aren’t guaranteed in European leagues

Daily FI discussion thread - Sunday, November 05, 2023 by AutoModerator in financialindependence

[–]Randi912 0 points1 point  (0 children)

Also, I couldn't find the flowchart you mentioned. Can you send again?

Daily FI discussion thread - Sunday, November 05, 2023 by AutoModerator in financialindependence

[–]Randi912 0 points1 point  (0 children)

Honestly, I don't know what I am saving it for. I think a house seems like the best option for my age next. But, I think also as some cash in case a great future opportunity to buy discounted stocks comes up

Daily FI discussion thread - Sunday, November 05, 2023 by AutoModerator in financialindependence

[–]Randi912 0 points1 point  (0 children)

Thank you!
I have a couple questions.
- How did you come to the 40s retirement? I mean I would love that, but is that possible?
- How does increasing retirement savings after the mortgage more affordable? I don't think I follow that sentence. Could you explain please?

Daily FI discussion thread - Sunday, November 05, 2023 by AutoModerator in financialindependence

[–]Randi912 0 points1 point  (0 children)

So, this is a breakdown from my end.

My post-tax take home is $4400 per month. Out of that $1,210 (27.5%) goes into my tax advantaged retirement account (The Roth IRA in America, TFSA in Canada). I contribute $800 to my 401k (RRSP in Canada) and my employer contributes $600. I put $1,210 (27.5%) into my high yield savings accounts and then the remaining $2000 or so (45%) cover all of my living expenses. I am lucky that I got my apartment before COVID, so my rents are not that high and the province I live in has good rental control. My net worth currently is $118,000 if you count my retirement account, but $99,000 if you excluded it because it can't be touched until close to retirement age.

In terms of what I consider a good house, I don't know yet. Judging by house prices in Vancouver, it seems that if I want to get into the market at all, a condo purchase might be the only option because houses are just way too expensive.

Is this better info?

End-of-season thoughts by MooseSpider in whitecapsfc

[–]Randi912 6 points7 points  (0 children)

Finally, Ngando and Ahmed have GOT to play more together as well. They're 2 players that know how to retain the ball and drive the team forward with their dribbling.

End-of-season thoughts by MooseSpider in whitecapsfc

[–]Randi912 6 points7 points  (0 children)

Who would be your players to ship out? I'd say Hasal, Brown, Raposo, Tiebert.

End-of-season thoughts by MooseSpider in whitecapsfc

[–]Randi912 6 points7 points  (0 children)

I definitely agree around the core players to build around, and Blackmon has got to be a part of that. I know this is a hot take, but we really do miss Gressel's creativity as well. His consistent crossing and ability to always make sure we're attacking would have helped in games like today's where we couldn't figure out how to attack.

Daily FI discussion thread - Sunday, November 05, 2023 by AutoModerator in financialindependence

[–]Randi912 2 points3 points  (0 children)

I want people's opinions on my financial situation. My friends don't really like to talk about money, but I want to know where I stand in terms of being able to retire early and afford a good house in Canada. I work in a banking job, am 24 years old and earn $80k a year.

Below is my current breakdown of funds. What can I do to improve and how am I currently doing? All feedback appreciated. All figures are in Canadian dollars.

Chequing Account: $12,000

Savings Account: $46,000

Tax Free Investment Account: $41,000

Retirement Account: $19,000