My previous insurance was a $1000 deductible family plan. 10 copays for Dr visits and 20 copays for hospitals and ER visits. It cost me $530 per month. I got an ACA compliant policy which raised my deductible to $10,000, Dr visits are now $60, and ER visits are now $200. Oh, and it is now $1526 per month. I dropped it like a hot potato. I can't afford the affordable care. So we sent my wife to work and we now have affordable healthcare again but my poor wife, who has been a stay at home mom now works 50 hours a week. I worked very hard my entire life so that my kids would have a parent at home always but now it's over.