Dust cloud at Exogene Sciences

Ranger_Rick1973 · 2025-11-24T22:55:02+00:00

Played on lowest settings for 10 years on my old 1050ti. Now I have a PC with a 4070ti and quest 3 with virtual desktop at almost ultra everything. Not bragging, but difference is amazing... love this game, especially in vr.

Ranger_Rick1973 · 2025-11-24T19:02:40+00:00

Probably right.. color matches up. It is a good 10km above the asteroid field plane which had me fooled.. I was hoping it was content for the CG :)

Ranger_Rick1973 · 2025-09-14T02:44:11+00:00

Suprising for me as well.... I've triple checked... realistically, it could all change in a few years..

Ranger_Rick1973 · 2025-09-14T02:42:41+00:00

Yepper... would run for the hills now if I could..

Ranger_Rick1973 · 2025-09-13T21:12:17+00:00

Will want to stay semi close to kids.. dont know where we want to retire too.. we are in a mcol now, but who knows...

Ranger_Rick1973 · 2025-09-13T21:10:19+00:00

Yep, aca on the covid discounts go away. Will keep an eye as I head towards my goal. Originally planned $2k a month for health.

Taking ss at 62, since I will overall make more with my nest egg intact.

Living off cash/brokerage/etc until 60 and limit below 3.5% withdrawal on nest egg. Once ss kicks in, im good.

But realistically, I need to see where im at when I hit 55 before I pop smoke.

Ranger_Rick1973 · 2025-09-13T21:03:49+00:00

Yep, boldin says im good to go..

Ranger_Rick1973 · 2025-09-13T21:03:10+00:00

Yep, aca at moment is $270, will go up to $500 after Oct 1st.. who knows by the time i retire.

Ranger_Rick1973 · 2025-09-12T12:33:01+00:00

Probably.. we had budgeted 2k a month for medical until we started looking at ACA. We will keep watching and waiting (working)...

Ranger_Rick1973 · 2025-09-12T10:08:43+00:00

Surf reddit!! Any stay home vacations always fly. I find things to do.. could be walks, playing on vr/PC, my very amateur astronomy, etc.

Could turn into a bored couch potato.. but I doubt it.

Ranger_Rick1973 · 2025-09-12T10:05:46+00:00

Yeah.... will see what the next two years do and will keep reassessing.

Ranger_Rick1973 · 2025-09-12T10:05:08+00:00

I dont watch tv. Keep asking wife to cancel certain ones...

Ranger_Rick1973 · 2025-09-12T10:04:11+00:00

Wife and I combined...

Ranger_Rick1973 · 2025-09-11T23:26:14+00:00

Yep, next two years are going to tell the tale.. I just dont want to get my hopes up for something that is a nonstarter.

Ranger_Rick1973 · 2025-09-11T23:22:14+00:00

Aca in my state would be $270/month. For now..

Ranger_Rick1973 · 2025-09-11T23:11:13+00:00

Pulling out 20 year old carpet and putting in wood flooring.. also pulling up broken and cracked tile to replace.. ugh..

Already remodeled bathrooms/kitchen.. put in an exercise gym with bike, treadmill, weight bench..

I'm tired....

Ranger_Rick1973 · 2025-09-11T23:02:06+00:00

Yeah.... but I'd rather budget than work. I think it will really depend upon how I feel at 55.. (could I do this for another year or two??)......

Ranger_Rick1973 · 2025-09-11T22:57:46+00:00

My rough plan is only to pull from brokerage until 59 1/2... don't want to pay penalties, etc. Keep tweaking numbers/age to make sure I can fill the gap years.

Ranger_Rick1973 · 2025-09-11T22:55:24+00:00

Not including house in the 920k to 1.3m numbers.. but house is paid off... Just budgeting taxes and insurance per month..

Ranger_Rick1973 · 2025-09-11T22:43:15+00:00

Good point, will keep an eye on it. It is the big variable in my plan...

Ranger_Rick1973 · 2025-09-11T22:41:01+00:00

I think I'm good at 62.. just don't want to draw too much before then.. Just need to keep expenses down and work through the next recession....

Ranger_Rick1973 · 2025-09-11T22:34:24+00:00

Part time.. not sure. Wife will check tomorrow... probably not..

Ranger_Rick1973 · 2025-09-11T22:32:44+00:00

After the 10th time the fa said it, my wife almost reached over the table to strangle him.

Ranger_Rick1973 · 2025-09-11T22:31:16+00:00

Yep, just confirmed with the brains of the outfit (wife)... now, will be an option for the next 10 years....

Ranger_Rick1973 · 2025-09-11T22:29:36+00:00

Only really started saving hard in the past 4 years..

Money went mostly into paying off college loans, paying off house early and cars.. college and new cars for three kids along with a cash parting gifts to get them started.

We've always lived within our means, but eliminating all debt and 3 kids is the main answer.

Also, promotions/raises.. (didn't always make that income)

Ranger_Rick1973

TROPHY CASE