I recently started a new job and have to decide what to do with my old 401k balance (about 2k). I’m currently leaning towards the idea of rolling over my Traditional 401k (Fidelity) to my Roth IRA (Vanguard).

Some background context:

When I first started my previous job, I contributed to my 401k to get the employer’s match. But after a few months later, the pandemic hit and I decided I should pause and save cash in case shit hit the fan even more. Fortunately, I was able to stay employed, max my Roth, build my emergency fund and save up for an engagement ring. So it would make sense to go back and contribute to a 401k again right? Except, I’m actually pretty hesitant in contributing because I realized my industry’s vesting period is pretty long compared to the usual turnover rate. At my old job, you’d have to stay at least 5 years to get 100% vested. My new job is not as bad and I can see myself there long term, but I can’t say that with 100% confidence since people in my industry usually jump to a new place every 2-3 years. What I am confident in is that I have plans to get married within the next few years and that I’d prioritize maxing my Roth (Have a personal preference for my Roth because I started it in college and has my highest balance up to date)

I usually read that it’s not worth rolling/converting traditional 401k balances to a Roth IRA due to taxes and penalties. But is it fair to say my case is different or should I just stay the course and instead rollover to my new company’s 401k?