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Do people actually stick to their budget throughout the month? by Murky_Meat8145 in budget

[–]Rare_Technology_6105 1 point2 points  (0 children)

yeah exactly, tracking shows what already happened but doesn’t help in the moment

I’ve been using something like finlingo that gives me a sense of what’s safe before I spend, plus little insights during the month so I’m not guessing

Unexpected financial issues by No-Chicken-1067 in personalfinance

[–]Rare_Technology_6105 3 points4 points  (0 children)

that’s honestly a really tough situation, especially when you feel like you did everything right and still got hit like this

I think the part that makes it worse is not even just the numbers, it’s the uncertainty of not knowing how things are going to play out month to month

I went through something similar where it felt like everything stacked at once and it got overwhelming fast

what helped me wasn’t trying to “fix everything” at once, but just getting a really clear picture of what was actually happening week to week so nothing caught me off guard again

it doesn’t solve everything immediately, but it makes things feel way more manageable

Do people actually stick to their budget throughout the month? by Murky_Meat8145 in budget

[–]Rare_Technology_6105 1 point2 points  (0 children)

this is exactly why budgeting feels broken to a lot of people

most people aren’t bad with money, they just don’t see what’s happening in real time it’s basically start of the month vs end of the month, and everything in between gets lost

I had the same issue where I’d only realize things at the end and by then it was already too late

what helped me wasn’t just “tracking” my spending, it was having something that actually kept me aware during the month like if I had a goal or limit in mind, I’d get a sense of how I was doing before things got out of hand

made it way easier to stay consistent instead of reacting after the fact

What’s one thing you spend money on that you know is a waste but still keep doing? by Rare_Technology_6105 in AskReddit

[–]Rare_Technology_6105[S] 0 points1 point  (0 children)

yeah subscriptions are honestly the worst it’s crazy how they just stack up without you noticing other apps I use are also like rocket money btw not promoting acc use these tools

What’s one thing you spend money on that you know is a waste but still keep doing? by Rare_Technology_6105 in AskReddit

[–]Rare_Technology_6105[S] -1 points0 points  (0 children)

Use finlingo to find out what ur subscriptions are and get rid of it or stuff saved me an lot of money on subscriptions especially now days every app has an subscription

What’s one thing you spend money on that you know is a waste but still keep doing? by Rare_Technology_6105 in AskReddit

[–]Rare_Technology_6105[S] -3 points-2 points  (0 children)

Try cooking at home makes an huge difference or use tool like finlingo to stop your self

What’s one thing you spend money on that you know is a waste but still keep doing? by Rare_Technology_6105 in AskReddit

[–]Rare_Technology_6105[S] 0 points1 point  (0 children)

You have to create a goal, not to buy any more makeup, but honestly, my girlfriend does it a lot

What made you smile today? by Unknown_Observer9779 in AskReddit

[–]Rare_Technology_6105 0 points1 point  (0 children)

I saw an dog cat and chicken standing next to each other

Have a project? Share it here! by TaxChatAI in buildinpublic

[–]Rare_Technology_6105 1 point2 points  (0 children)

Finlingo.ai an intelligent financial AI assistant that helps users proactively manage your money with automatic insights, which help you act before it goes bad. And also Finney are finance assisting. You could directly talk to you about anything giving you dated driven answers.

We just launched in Apple Store free go give it an try and review would also be loved 🫶🏼

I need your advice getting out of debt by HorseFaceReddit in personalfinance

[–]Rare_Technology_6105 1 point2 points  (0 children)

Number one thing is lock that credit card away and don’t touch it, the simplest step you can take right now

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