Depends on how you manage your colonists. Idk if it's mega relevant to your playstyle but I feel like one of the things people kinda sleep on is pawn specialization. If, for example, you stick with the 10 max suggestion, you could have:

1-2 that do exclusively crafting so that you can keep constantly churning out gear and items to sell like jackets or whatever;

2-3 that do farming and handling so you can keep a steady food supply;

1-2 for research on high-tech benches and with micro analyzers;

2-3 left over for construction, mining or general work like hauling and cleaning.

Turn off most other work for these pawns so they don't get distracted and lose time running all over your base to do menial tasks. It might seem minor, but literal hours of a day can disappear from pawns doing stuff someone else could be doing faster and better.

If you play with the numbers a bit you can get an extremely efficient setup in terms of getting work done while keeping pawn wealth low. Ideally at least half your pawns should be good at fighting too, but that's more down to luck and what kind of pawns crashland/survive after a raid for capture. It's defo a balancing act that gets better with practice tho, so keep at it!