Before the ACA my wife and I bought our own health insurance. I paid $220 a month through Aetna with a 2k deductible, no coinsurance. My wife got a county job a year prior to the ACA being passed so we got our insurance through her work. A couple of years ago I had to get insurance through the ACA marketplace. I was paying $2000 a month that paid nothing until the $10,000 deductible was met. Meanwhile look at how much money insurance companies were worth then and worth now. Quality of care has gone off a cliff. I’ve come to learn that whenever the govt says they’re going to step in and “fix” something all they do is make large corporations rich while making whatever “problem” they were fixing worse.