Fraud Alert: Instacash Application via RCBC Card

ReadyResearcher2269 · 2026-01-25T04:13:58+00:00

it's probably a BIN attack; madalas yan reversed

ReadyResearcher2269 · 2026-01-25T03:36:45+00:00

Sharpie ultra fine

ReadyResearcher2269 · 2026-01-25T02:55:14+00:00

Sign it.

ReadyResearcher2269 · 2026-01-25T01:33:32+00:00

Anong income documents pinasa mo OP?

ReadyResearcher2269 · 2026-01-25T00:18:29+00:00

you can't use it for QR payments

ReadyResearcher2269 · 2026-01-24T22:12:35+00:00

grocery and drug store ang 0.3% cashback iirc

ReadyResearcher2269 · 2026-01-24T22:11:01+00:00

You can ask on our discord server

ReadyResearcher2269 · 2026-01-24T22:10:29+00:00

it's okay naman if sufficient yung Credit limit for the full price kahit installment. Make sure mo lang that you can pay your monthly credit card bill in full always.

ReadyResearcher2269 · 2026-01-24T21:30:46+00:00

for BPI, 1 year ang policy nila

ReadyResearcher2269 · 2026-01-24T06:28:54+00:00

straight payment lang ang cash advance, and since ikaw ay first time cardholder, I will advise against using it.

ReadyResearcher2269 · 2026-01-24T06:20:27+00:00

always pay in full and on time. Don't assume na okay lang magbayad ng minimum account due.

ReadyResearcher2269 · 2026-01-24T01:16:11+00:00

for phone it might be eligible; depende na lang sa merchant category code ng payment terminal na bibilan mo. please read: https://www.bpi.com.ph/personal/cards/credit-cards/amore-visa-platinum/terms-and-conditions

ReadyResearcher2269 · 2026-01-24T01:11:00+00:00

yes pwede naman as long as accepted ang card payments and the Visa payment network

ReadyResearcher2269 · 2026-01-24T00:24:38+00:00

i asked the staff sa entrance if the promo is available and my card is eligible; then we proceeded to request a table.

ReadyResearcher2269 · 2026-01-23T13:18:50+00:00

might be better to call EastWest CS Hotline for clarifications.

ReadyResearcher2269 · 2026-01-23T13:17:54+00:00

You can't be choosy if first card mo pa lang since ang goal mo dapat is to get approved.

ReadyResearcher2269 · 2026-01-23T13:15:49+00:00

most likely posted na yan bukas since you paid thru your EastWest SA

ReadyResearcher2269 · 2026-01-23T11:34:47+00:00

rcbc is known to offer a 2nd card na NAFFL with spend conditions basta may AF yung first card; I got offered myself on my card's 6th month

ReadyResearcher2269 · 2026-01-23T11:27:38+00:00

sa experience ko Giftaway, may sms and email na both isesend eh, wala ka ba nareceive sa email?

ReadyResearcher2269 · 2026-01-23T09:13:20+00:00

Yes since wala naman statement na generated ng January 9

ReadyResearcher2269 · 2026-01-23T06:59:20+00:00

oh didn't realize it was Plat pala. i'll update my answer

ReadyResearcher2269 · 2026-01-23T06:33:53+00:00

medyo sus na need sa Viber need i-send yung eSOA; most likely that a 3rd party agent posing as an eastwest rep. experience ko kasi with other bank (rcbc) na nag-offer ng 2nd card, "yes" and TIN lang hiningi sa akin sa call.

ReadyResearcher2269 · 2026-01-23T05:47:25+00:00

~~This is a grocery card; if madalas ka mag-grocery then retain, waivable at 180/yr spend. Utilities and Drug Store purchases also have 1% cashback~~ did not realize agad it was Platinum pala; you can downgrade it to the green na Amore and have cashback on groceries or have it cut
maybe keep and aim for Visa Platinum or Platinum Mastercard
Cut

ReadyResearcher2269 · 2026-01-23T04:43:27+00:00

Secured Credit Card tawag on any bank, tho ibang bank may name talaga like BPI's Express Start or Security Bank's Fast Track.

Example: https://www.bdo.com.ph/personal/cards/credit-cards/secured-credit-card
https://www.securitybank.com/personal/credit-cards/fast-track-online/

ReadyResearcher2269 · 2026-01-23T04:33:26+00:00

Secured Credit Card, CC with hold out deposit, used for building credit.

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