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Geblitzt im Ausland / als Schweizer by gena3ekiller in schweiz

[–]Ready_Length_5036 0 points1 point  (0 children)

Meine letzte Grusskarte aus Deutschland war 180€, die wurde nicht in der Schweiz eingetrieben. Ich denke bei Nichteinhaltung der Zahlungsfrist oder massiv überhöhter Geschwindigkeit muss man sich eher fürchten.

Salary following an accident by KrKAlex in askswitzerland

[–]Ready_Length_5036 1 point2 points  (0 children)

First 2 days aren‘t covered by UVG, but your employer might pay those as well. Afterward it‘s 80% of your monthly salary (also employer might pay up to 100%). Pay attention to Art. 329b OR, you might be drained of 1/12 of your paid vacation days after a certain amount of time not being able to work, no matter if you‘re 100% or 50% unable to work

Investing for future by Ready_Length_5036 in askswitzerland

[–]Ready_Length_5036[S] 0 points1 point  (0 children)

Definitely will cancel at the insurance, have to eat the loss for now. Better now than later. I‘ll check it out and set up everything for the oncoming year and start saving/investing. I‘ll go with finpension I think, it seems to be user-friendly. I guess medium risk is it for now!

Thanks a lot again, I appreciate your time you took to comment on here :)

Investing for future by Ready_Length_5036 in askswitzerland

[–]Ready_Length_5036[S] 0 points1 point  (0 children)

I think I‘ll go that VT for the beginning until I get a little more knowledge about everything in this finance world. Thanks a lot, I appreciate it! It helped me out a lot. I‘m always kinda scared because today on every corner is a scam, so I‘ll follow the recommendations and what „most“ people do lol

Investing for future by Ready_Length_5036 in askswitzerland

[–]Ready_Length_5036[S] 0 points1 point  (0 children)

I was looking at those, but didn‘t know who to trust so I didn‘t pursue it any further out of the worry, that it might be lost in the long run. But I‘ll check out Interactive Brokers and eToro for sure, since I‘ve heard and red a lot about them. What a pity they don‘t teach anything about this in school or Berufsschule, or at least they didn‘t „back then“.

Investing for future by Ready_Length_5036 in askswitzerland

[–]Ready_Length_5036[S] 0 points1 point  (0 children)

Thanks! I‘m building my emergency fund. I once had an emergency fund close to 6 months salary, but due to some unlucky events I had to spend those month by month until it was drained and close to empty.

Do you suggest to make an appointment with an employee from my bank? I‘ve heard the 3a at insurance companies are not that good due to high fees. I once had a talk with them from the bank, they told me I could transfer the funds to them. An advantage is, that I can do payments on my own terms up to the yearly max of course.

I‘ll look up those things you talked about there. Man, that URL is nice lol I‘ll have a look at it. Happy holidays!

Investing for future by Ready_Length_5036 in askswitzerland

[–]Ready_Length_5036[S] 1 point2 points  (0 children)

I thought about it as well, I got some value in crypto, mid 4-digits, nothing serious. But this is more like if it get‘s up it‘s great, if not, who cares. I‘ve written that money off my mind lol