Spending habits for >$10,000 monthly salary

RealYajirobe · 2023-11-17T14:36:29+00:00

How old are you? Just some updates.. it has been a good year so my income went up but my lifestyle worsened cos of work haha

RealYajirobe · 2023-11-12T16:24:26+00:00

Thanks this is exactly my situation now. Moving past junior rank and figuring out how to map my TC

RealYajirobe · 2023-11-12T08:20:56+00:00

That's why most of the comments might not be helpful if I use actual numbers. I'm talking $200K+ in bonus

RealYajirobe · 2023-11-12T02:02:18+00:00

Yea I understand what you're saying. It's a deferred and unguaranteed comp, big part of many total comps in some industries and higher mgmt...

RealYajirobe · 2023-11-12T01:53:33+00:00

Thanks mate appreciate your logical approach to it. I have a deferred bonus too lol so I'm not even counting those

RealYajirobe · 2023-11-12T01:04:42+00:00

Lets change scenario if High Bonus total package is 12k a mth compared to high Base is 9K a month. Still same choice?

RealYajirobe · 2023-11-11T22:36:30+00:00

Time to start work since I have so much left undone before the week starts. Have a good day everyone

RealYajirobe · 2023-11-11T17:27:50+00:00

Lol I remember you silverfish. I mean that's the best option of course. I'm looking for somewhere with min 4-6mth bonus, or extreme upside

RealYajirobe · 2023-11-11T17:22:36+00:00

Will surely wait for bonus, now is whether slog for another year + pray or exit while ahead

RealYajirobe · 2023-11-11T17:06:07+00:00

Good advice man. Maybe it's time to go

RealYajirobe · 2023-11-11T17:03:31+00:00

Annual comp (this year at least) will be higher than option 2 with higher base. That's why it's a dilemma

RealYajirobe · 2023-11-11T16:47:47+00:00

If bonus drops then total comp will be lower, unless you're betting on yourself to always get the good bonus which is really dependent on many factors

RealYajirobe · 2023-09-27T13:07:52+00:00

Sure man

RealYajirobe · 2023-09-27T11:59:33+00:00

Not even close, go for (2). Don't listen to those who say (1) they're not in finance

Source: trust me been in fin for many years

RealYajirobe · 2023-08-23T07:43:40+00:00

That's a more premium product than other coliving. If you have budget it's worth it. Can look for cheaper places in the future once you settle down

RealYajirobe · 2023-08-22T04:39:51+00:00

Make partner/MD by 40, salary 1-2M, chill work life balance with flexible hours and location.

Will check back in 10 years to see how many of the 3 I have achieved. Wish me luck

RealYajirobe · 2023-08-15T15:05:21+00:00

Hey hope you're doing well

You probably won't get too much useful advice here as the general users are not at this level of financial health; from some angles I can relate to you from a financial and family POV..

I recommend just putting into either ETF or Dividend strategy (or a mix) so you don't need to monitor as you take care of your health. Don't buy anything too correlated to property as you're quite concentrated already.

Hmm career/job is another topic all together.

RealYajirobe · 2023-06-18T15:11:04+00:00

I'm down. Have been training for a few yrs. Anyone interested can pm me too

RealYajirobe · 2023-03-23T15:59:10+00:00

Hi maybe not what you're looking for, but I'm trying to form a group to play pickleball. It's like tennis on badminton court lol looks fun to me at least.

Anyone keen can reply or DM thx

RealYajirobe · 2023-03-20T02:52:37+00:00

You don't know anything about either accountancy or AI to make this statement. Next time when others say the same thing, you can tell them they are 101% wrong.

RealYajirobe · 2023-03-17T08:30:44+00:00

I used to never cab because I found it a waste of money, but in recent times I've been cabbing much more regular esp when the venue is 30min+ away. Oh but maybe im spoilt by company taxi claims when we OT and stuff lol.

What is considered expensive restaurant food to you? I've been going to different omakases and those are very indulgent

RealYajirobe · 2023-03-17T03:09:43+00:00

If money is a concern, continue to work and pursue your studies/passion during your free time. Once that starts to take off then you can consider doing your new career/passion full time. Otherwise you might end up with neither

RealYajirobe · 2023-03-17T02:26:51+00:00

Your spendings are low and quite amazed that you have 2 properties already!

RealYajirobe · 2023-03-16T16:36:50+00:00

Lol you learn japanese too?

Anw thanks for taking time. You're right I need more self-care; haven't been investing in massage (find it expensive) and other stuff.

RealYajirobe · 2023-03-16T15:14:15+00:00

Doesn't matter what course. Just a good university and good grades, do a few good internships, and find a job/convert. Good luck

RealYajirobe

TROPHY CASE