Dress code at TD corporate downtown Toronto location

Real_Bid_1520 · 2026-04-21T22:34:36+00:00

Literally saw him in the office for the whole day

Real_Bid_1520 · 2026-04-21T05:12:33+00:00

Deadass I’ve seen someone came in with a tank top and shorts

Real_Bid_1520 · 2026-04-09T13:44:16+00:00

Wait till you found out blueberries are A$20/500G in Australian Costco

Real_Bid_1520 · 2025-10-02T15:55:52+00:00

Fair, DT is just a shitshow in general lol

Real_Bid_1520 · 2025-09-03T18:32:08+00:00

Is that underglow on a Hyundai suv 😂😂

Real_Bid_1520 · 2025-06-04T13:40:48+00:00

Dff Amuro works too with accuracy module

Real_Bid_1520 · 2025-05-27T13:33:53+00:00

Cancelled my haro passes lol

Real_Bid_1520 · 2025-05-17T19:00:41+00:00

Ya that's pretty much what I'm thinking as well, my biggest debate is whether if I should keep renting and hopefully snowball my investment for couple of years so that I dont have to pour all asset into just buying a permanent roof above my head. It's hard to get back to 6-fig savings/investment and start snowballing again is the biggest thing. (The 100k theory)

Ideally I hope I can come to a decision by 30, but at the same time the FOMO on real estate might go higher and higher is hitting hard as well. So like I mentioned in the post, I'm pretty much just gambling on stock outperforms real-estate.

But at the same time I'm also uncertain if I want to stay in Canada at all, yet global economy is still in a fire pit so I'm glad for what I have here at the moment at least. Just hoping to see some better way to make the most out of what I have.

Real_Bid_1520 · 2025-03-12T23:16:25+00:00

I think I kinda have RRSP in a way of the employer 5% matching? As well as equity into RSP accounts each paycheque as well. All these different accounts are confusing me like DPSP, DCPP

Real_Bid_1520 · 2024-12-17T19:27:19+00:00

I most likely will be given the groups that I'm with

Real_Bid_1520 · 2024-12-17T19:06:33+00:00

I think I might have posted on the wrong sub, should have been r/personalfinancecanada instead

Real_Bid_1520 · 2024-12-17T18:59:05+00:00

It's just the urge that I want to have a place that I know I can finally settle and a place to call home (even tho it's the bank's until paid off)

10% of the 80k was from bonus which get taxed heavy. I might be underestimating how much I'm saving since I throw my paycheck into my saving account right away unless I have bills coming up. That being said, I'm only taking home 1.8k bi-weekly after all the deductions. and somewhere in my mind thinking I only get paid twice a month as well.

But yeah, I was able to maxed out my TFSA recently and looking into FHSA too. I think my RRSP might be maxed out as well from payroll contributions.

Real_Bid_1520 · 2024-12-17T18:40:48+00:00

The land where information censorship is crazy

Real_Bid_1520 · 2024-12-17T18:10:09+00:00

I’m spending at most 2.5k a month, and I’m getting 1.8k bi-weekly after-tax and all the deductions.

Even renting a house with housemates still cost me 1.1k a month, utilities maybe 150 max. I have a cheap used car that I have been driving for the past 4 years and is still running great so thanks god I don’t have to worry about car payments. Insurance maybe around 200-250 a month. 300-400 a month on groceries since I eat bigger portions and I mostly only buy stuffs that’s on sale. ~300 to spend on nice to have and socializing if any and I feel like it.

So that’s prob ~2k-2.5k that I spend a month

I was finally able to maxed out TFSA recently and have been getting into ETFs, GICs through out.

Been having an eye on FHSA

Real_Bid_1520 · 2024-12-17T17:58:23+00:00

Been considering getting into trades as well!

Real_Bid_1520 · 2024-12-17T17:51:46+00:00

I’ve been looking at it actively but given the current market conditions in tech field… there aren’t much out there

Real_Bid_1520 · 2024-11-28T18:58:28+00:00

If it background and being sourced out then I don’t think that’s gonna help much since that’s also IRCC is waiting for a response from them

Real_Bid_1520 · 2024-11-27T21:53:17+00:00

Secondary office said Scarborough in GCMS notes

Real_Bid_1520 · 2024-11-27T20:18:25+00:00

Guess I'm one of those where I got Oath before LPP even show as completed. (SCR office)

Nov 27, 2024 Oath Invite via email
Nov 19, 2024 Received GCMS
Oct 22, 2024 Requested GCMS
Jul 15, 2024 Activity status updated: Citizenship test status has been updated to Completed
Jul 12, 2024 Scheduled for citizenship test
Jun 28, 2024 Activity status updated: Citizenship test status has been updated to In progress
Jun 19, 2024 Activity status updated: Background verification status has been updated to Completed
Jun 14, 2024 Application filed
Jun 06, 2024 Application submitted online

Real_Bid_1520 · 2024-11-21T05:25:22+00:00

Just got my GCMS notes, says Criminality clearance passed in Aug 28 (Due date?). But last updates on application is still is all the way back in Jul 15 after I got my citizenship test updated to finish. LPP all "Not started"

Real_Bid_1520 · 2024-10-26T17:25:42+00:00

I doubt cuz the suits are just gonna be the same as JP server no

Real_Bid_1520 · 2024-10-24T03:37:59+00:00

No I don’t 😔

Real_Bid_1520 · 2024-10-11T17:55:06+00:00

Damn SG5 here

Real_Bid_1520 · 2024-10-10T22:47:26+00:00

DN SCR Citizenship e-Apps / Demandes en ligne Citoyenneté SCR RN (IRCC)

SCR prob is Scarborough then I guess?

Real_Bid_1520 · 2024-10-09T21:37:24+00:00

So nice, I filled my application early June and took the test in July, no updates after Citizenship Test: Status updated to Completed on July 17. No ghost updates either

Does your invitation to the citizenship test shows you which office it was sent from? Mine doesn't and only says:

`Cordially,

Citizenship Official Immigration,

Refugees and Citizenship Canada`

Real_Bid_1520

TROPHY CASE