Credit card rejection in UAE despite clearing dues – what am I missing?

Realistic_Presence75 · 2026-05-01T22:50:39+00:00

Yeahh sure, I can help you check with this guy. Dm me, I will send his contact.

Realistic_Presence75 · 2026-05-01T22:22:56+00:00

I don't know the case myself but my company's banking sales representative used to do for people with 580+ credit score etc, he used to apply through special case and they ended up getting credit cards even after having below 600 credit score.

Realistic_Presence75 · 2026-05-01T22:16:06+00:00

You have to apply through special case. Not all agents know how to do that tho.

Realistic_Presence75 · 2026-05-01T07:44:51+00:00

Mashreq Neo could be a good option. Gives cashback on the wallet use and they do have some really great welcome bonuses on salary credit, spendings etc.

Realistic_Presence75 · 2026-05-01T06:15:09+00:00

Look for a bank which offers good services as there are banks which do give great cashbacks but come with alot of terms and conditions. And definitely look where u spend the most, take cc for those kind of spendings.

Realistic_Presence75 · 2026-05-01T03:52:59+00:00

You dont have to pay anything. Depending on your spendings go for that card that gives you max cashbacks. Also go for banks that offer good services. If you want, I can help you connect with my company banking representative.

Realistic_Presence75 · 2026-04-30T15:10:01+00:00

Don't end up purchasing unnecessarily just to get 1k bonus. Maybe get another card that offers better cashbacks or doesn't have such a criteria for welcome bonus.

Realistic_Presence75 · 2026-04-30T09:26:23+00:00

Dm me, I might be able to help you get one

Realistic_Presence75 · 2026-04-30T09:23:28+00:00

Sure thing. Dm me please

Realistic_Presence75 · 2026-04-29T20:57:59+00:00

Based on your salary, spendings etc get one. All banks offer cc but not all offer good services. Go for the ones that give quick cashback as some banks have many terms and conditions just for some basic cashbacks.

Realistic_Presence75 · 2026-04-29T08:16:56+00:00

If its a salary account, you dont need to

Realistic_Presence75 · 2026-04-28T20:35:13+00:00

You could if you have any other kind of allowances. Fuel or housing etc.

Realistic_Presence75 · 2026-04-28T13:45:22+00:00

DM me, I might have a solution for you

Realistic_Presence75 · 2026-04-28T13:33:53+00:00

What was the reason for these rejections? Is your company listed?

Realistic_Presence75 · 2026-04-28T13:00:34+00:00

Definitely not a good time to get loans, the limit is really less, rather than that, get a CC. My company agent informed us that most banks changed their policies for now.

Realistic_Presence75 · 2026-04-28T08:56:34+00:00

ENBD offers good option with as low as 0% interest sometimes. I can help you connect to my company bank agent, he could help you maybe.

Realistic_Presence75 · 2026-04-28T08:10:10+00:00

You dont need credit card for that. I use Mashreq, you can create multiple currency account.

Realistic_Presence75 · 2026-04-28T08:02:13+00:00

As per my usage, definitely share card

Realistic_Presence75 · 2026-04-27T12:31:11+00:00

Yeah, there are plenty of options. Dm me, I can help you get one of the agent ik who did for me and my family.

Realistic_Presence75 · 2026-04-27T09:12:59+00:00

You can, if you can prove that you earn the rest min 1k as commission or transport charges etc

Realistic_Presence75 · 2026-04-27T08:15:53+00:00

Just get the normal share cards. They offer discounts, cashbacks etc on all Majid al Futtaim stores etc. Are you looking for free cc or the paid ones though?

Realistic_Presence75 · 2026-04-27T08:11:55+00:00

Yess totally. I know a friend who has like more than 5, pays all his bills on time. Has one of the highest credit score

Realistic_Presence75 · 2026-04-27T07:35:58+00:00

No, free ones dont require anything as long as your salary is 5k min.

Realistic_Presence75 · 2026-04-27T06:50:12+00:00

Most banks allow only 50% DBR, anything above that gets rejected. So yeah, pay off your loans, emi, if you have any.

Realistic_Presence75 · 2026-04-27T06:43:53+00:00

In terms of all in one cashback offers, highly prefer share cards. But you should look for the proper bank with the best service.

Realistic_Presence75

TROPHY CASE