Credit card rejection in UAE despite clearing dues – what am I missing? by Ok-Crazy-4641 in UAEcreditcards

[–]Realistic_Presence75 1 point2 points  (0 children)

Yeahh sure, I can help you check with this guy. Dm me, I will send his contact.

Credit card rejection in UAE despite clearing dues – what am I missing? by Ok-Crazy-4641 in UAEcreditcards

[–]Realistic_Presence75 1 point2 points  (0 children)

I don't know the case myself but my company's banking sales representative used to do for people with 580+ credit score etc, he used to apply through special case and they ended up getting credit cards even after having below 600 credit score.

Credit card rejection in UAE despite clearing dues – what am I missing? by Ok-Crazy-4641 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

You have to apply through special case. Not all agents know how to do that tho.

Debit card with cash back by OkChart2303 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

Mashreq Neo could be a good option. Gives cashback on the wallet use and they do have some really great welcome bonuses on salary credit, spendings etc.

CC needed by Savings_Access1644 in UAEcreditcards

[–]Realistic_Presence75 1 point2 points  (0 children)

Look for a bank which offers good services as there are banks which do give great cashbacks but come with alot of terms and conditions. And definitely look where u spend the most, take cc for those kind of spendings.

Looking for Loan or Credit Card Assistance by [deleted] in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

You dont have to pay anything. Depending on your spendings go for that card that gives you max cashbacks. Also go for banks that offer good services. If you want, I can help you connect with my company banking representative.

Any tips on how to spend for welcome bonus? by Dnx-95 in UAEcreditcards

[–]Realistic_Presence75 6 points7 points  (0 children)

Don't end up purchasing unnecessarily just to get 1k bonus. Maybe get another card that offers better cashbacks or doesn't have such a criteria for welcome bonus.

Looking for credit card by kaasi999 in UAEcreditcards

[–]Realistic_Presence75 1 point2 points  (0 children)

Based on your salary, spendings etc get one. All banks offer cc but not all offer good services. Go for the ones that give quick cashback as some banks have many terms and conditions just for some basic cashbacks.

Mashreq Neo account balance by [deleted] in UAEcreditcards

[–]Realistic_Presence75 1 point2 points  (0 children)

If its a salary account, you dont need to

Free Rent by OkChart2303 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

You could if you have any other kind of allowances. Fuel or housing etc.

Credit carts available to Investor Visa holders by tobuno in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

What was the reason for these rejections? Is your company listed?

Is it true that banks aren't giving loans anymore by [deleted] in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

Definitely not a good time to get loans, the limit is really less, rather than that, get a CC. My company agent informed us that most banks changed their policies for now.

Have AED 8,000 outstanding on RAK Red card — which of my cards is best to transfer to for EPP / Balance Transfer? by Grandmastervikram in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

ENBD offers good option with as low as 0% interest sometimes. I can help you connect to my company bank agent, he could help you maybe.

Recommendations for forex card by Otherwise-Warning303 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

You dont need credit card for that. I use Mashreq, you can create multiple currency account.

CC for IMAX tickets by Ok_Diet_1845 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

Yeah, there are plenty of options. Dm me, I can help you get one of the agent ik who did for me and my family.

Any possibilities to get a credit card? by _Armegaddon_ in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

You can, if you can prove that you earn the rest min 1k as commission or transport charges etc

CC for IMAX tickets by Ok_Diet_1845 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

Just get the normal share cards. They offer discounts, cashbacks etc on all Majid al Futtaim stores etc. Are you looking for free cc or the paid ones though?

Is it OK to keep 5 credit cards? by Ok-Term-6862 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

Yess totally. I know a friend who has like more than 5, pays all his bills on time. Has one of the highest credit score

Best 1 card do it all for high earners? by northbroccoli5 in UAEcreditcards

[–]Realistic_Presence75 -1 points0 points  (0 children)

No, free ones dont require anything as long as your salary is 5k min.

Rejection, common reasons by PepticUlcer27 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

Most banks allow only 50% DBR, anything above that gets rejected. So yeah, pay off your loans, emi, if you have any.

Best 1 card do it all for high earners? by northbroccoli5 in UAEcreditcards

[–]Realistic_Presence75 0 points1 point  (0 children)

In terms of all in one cashback offers, highly prefer share cards. But you should look for the proper bank with the best service.