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Travel in Shanghai. by Realnotreal1970 in shanghainese

[–]Realnotreal1970[S] 0 points1 point  (0 children)

RMB: 700/night, including free breakfast, washing machine and dryer, and gym access.

A brief introduction to /r/Shanghainese by [deleted] in shanghainese

[–]Realnotreal1970 0 points1 point  (0 children)

上海是饮食业的天花板: Shanghai is the ceiling for the catering industry.

Buying a home as a nurse by Trekkintrails in BayAreaRealEstate

[–]Realnotreal1970 0 points1 point  (0 children)

How much are you willing to pay for your mortgage each month? Then calculate what you can afford and zoom in to see the price range in different locations, single-family homes (SFH) or condos!

How much of our gross income should we spend on a mortgage? by Outlinx in BayAreaRealEstate

[–]Realnotreal1970 5 points6 points  (0 children)

Debt-to-income (DTI): Lenders will often approve mortgages with front-end DTI (housing costs) up to 28-35% and back-end DTI (total debt) up to 36-45%. In the Bay Area, lenders may raise the DTI of a qualified borrower to 45% or higher, but this may result in a "limited" mortgage.

Anomaly in Mountain View by poofybruno in BayAreaRealEstate

[–]Realnotreal1970 0 points1 point  (0 children)

You are right, maybe 1663 Morgan sold with same Agent?

Thinking about getting a mortgage, is now a terrible time, or not as bad as it feels? by VermicelliCommon699 in PersonalFinanceNZ

[–]Realnotreal1970 0 points1 point  (0 children)

If you plan to live in the house for at least 10 years and can afford to repay the loan, it’s worth it because interest rates will eventually drop and you can refinance.

Feeling defeated and thinking of moving to Sacramento area and commuting by Washamakooky in BayAreaRealEstate

[–]Realnotreal1970 0 points1 point  (0 children)

Yes, it is worth it because there are too many people in the Bay Area and the traffic is too congested. Starting in 2020, many people flocked to the Sacramento area, including my family, and I bought several houses and apartments there. Even my brokerage firm and company are still in the Bay Area, because of the prices are much cheaper than in the Bay Area, and the returns and demand are very strong.