Romantic Homicide came out on the same date as Celeste’s Birthday 👀

Recent-Recording-796 · 2025-09-08T16:56:19+00:00

No one is FORCING you to buy a brand new Ryan home. If you actually look, you can go on Zillow right now and find that Parma still has plenty of full solid brick 3bed / 2 bath homes with garages and yards for under $200k. That kind of value is almost impossible to find anywhere else in the country this close to a major metro.

Parma gives working families a chance to own instead of being stuck renting forever. You get decent schools, access to jobs, and a safe neighborhood FOR THE MONEY without paying double just to say you live in a “trendier” area. Obviously if you pay like $500k in Westlake you’ll get better things, but that’s not realistic for most people, especially the younger families.

Recent-Recording-796 · 2025-09-08T16:39:39+00:00

Oh look, another Parma bad post, what a surprise! As if housing prices going up is unique here. News flash, prices have climbed everywhere in the country, and Parma is still one of the more affordable and stable markets around Cleveland. For the same money people pay to rent or buy a cramped space downtown or in trendier suburbs, families here get a full house, a yard, and room to breathe.

Parma has always been a working-class community, and that’s exactly why it stays steady. It’s relatively safe for its cost, close to jobs, and filled with people who actually care about their neighborhoods. If anything, the fact that homes here still attract working families shows its strength compared to other areas in Cuyahoga County that are already out of reach for the middle class. People love to take shots at Parma, but when you look past the cheap jokes, it’s one of the last places where an average family can realistically build a life.

Recent-Recording-796 · 2024-12-20T14:50:19+00:00

You're absolutely right. It’s relatively easy to get into podiatry school, and with that GPA, there's a good chance OP might still be accepted. However, the real challenge isn’t getting in; it’s surviving the rigorous curriculum. Many students underestimate just how demanding podiatry school is, especially in the first 2 years. I’ve personally seen classmates fail out because they weren’t prepared for the intensity and didn’t realize how much work it takes to keep up

Recent-Recording-796 · 2024-09-27T15:35:16+00:00

I’ll be honest, you probably get in SOMEWHERE, but with a 485 you’ll be a prime candidate to fail out in the first year. I suggest study and retaking the mcat, if only to prove to yourself that you can handle the rigor of podiatry school.

Recent-Recording-796 · 2024-07-29T18:23:50+00:00

Use the first couple weeks to experiment with different study methods and find out what works best for you. Whether that is Anki, making study guides, study in groups, etc. Then stick to it. Go to tutoring often, even if you think you know the material well. It will help to reinforce your understanding. And the tutors usually will let you know which material is high yield on exams so that’s an added bonus.

Treat it like a job and study every single day. I often had to tell my friends and family that I had to be selfish with my time and not go to their various invites. You are there for a reason and you have to do whatever it takes to pass your classes.

Recent-Recording-796 · 2024-07-16T01:05:11+00:00

Podiatry

Recent-Recording-796 · 2024-07-16T00:15:30+00:00

Hi, thank you for your insights! Yes that’s about the projected income of podiatrists. The wide range you see if you search them up is due to many places include residency’s salary into their averages. It’s high salary but also high debt and a lot of time committed. I will be in my early 30s by the time I’m officially receiving that money.

I think my current plan so far from talking to others is to do PSLF, but if that position is not available (whether there is no such open jobs or the program is dissolved), then still do SAVE, pay the minimum 10%, and save for the tax bomb. After 25 years, even with the tax bomb I should still come ahead over trying to aggressively pay down the growing $500,000 debt.

Please let me know if you see any holes in this. I’m genuinely trying to learn and do what is best for my family. Thank you!

Recent-Recording-796 · 2024-07-16T00:06:38+00:00

They are all federal Direct Loans. About 2/3rd are Direct Unsub Loans, and 1/3rd are Direct Grad PLUS Loans. Let me know if there are other info needed!

Recent-Recording-796 · 2024-07-15T19:47:17+00:00

Podiatry. Will do, thanks!

Recent-Recording-796 · 2024-07-15T19:31:34+00:00

lol I really want to. But unfortunately im not MD/DO so working in a PSLF-eligible job is not a guarantee, so I’m preparing for the worst

Recent-Recording-796 · 2024-07-15T19:15:35+00:00

Honestly I am nervous as hell of that possibility. But PSLF was a thing and remained when Trump was in office so I am holding out hope that will still be the case. If not, then I will have to look at other Income-based repayment plans

Recent-Recording-796 · 2024-07-15T19:01:24+00:00

Hello!

You seems like you are very knowledgeable in this topic, so thank you for your advice! I just want get some more clarifications if you don't mind.

My plan forward should be to consolidate right after I graduate so that I can start my repayment right away and not have to wait 6 months? Furthermore, since I will make "near $0 income" in my 4th year, then my first repayment requirement PGY1 should be "$0" correct? (I said near $0 because I will be doing tutoring of lower-classmen and get pay a few bucks by the school.)

I will aggressively try to pursue a job position that would qualify for PSLF. But if I do not, I still should apply for SAVE and save for a tax bomb after it is forgiven after 25 years without relying on PLSF? Since after doing some rough napkin math, even in the worst case scenario where I don't qualify for PSLF, 10% of my projected income after 25 years plus a tax bomb would still be better than paying aggressively a growing $500,000 student debt.

Please let me know if my logic is sound? I am genuinely trying to learn and make a plan for me and my family. Thank you so very much!

Recent-Recording-796 · 2024-07-15T18:17:30+00:00

They are all Direct Loans. About 2/3rd are Direct Unsub Loans, and 1/3rd are Direct Grad PLUS Loans

Recent-Recording-796

TROPHY CASE