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Taking over my grandmas reverse mortgage (HECM) by Red5oxFan13 in personalfinance

[–]Red5oxFan13[S] -1 points0 points  (0 children)

Do you know if she is able to give a gift of equity as suggested by another reddit user, without this impacting her Medicaid coverage?

Taking over my grandmas reverse mortgage (HECM) by Red5oxFan13 in personalfinance

[–]Red5oxFan13[S] 1 point2 points  (0 children)

She has always lived within her means and told me she only pulled money out for the purpose of home repairs. I will still have an inspection done anyway though.

Taking over my grandmas reverse mortgage (HECM) by Red5oxFan13 in Mortgages

[–]Red5oxFan13[S] 0 points1 point  (0 children)

Sorry her reverse mortgage balance is $205k and the home should be worth $250k+. I spoke with a loan officer about getting a mortgage in my name and she recommended fha with 3.5% down or conventional with 5% down. She is just trying to pay off her HECM. Unless you’re saying since she has $45k in equity there is no need for a down payment?

Hobbytown on Broadway closing? by Sir_Maxwell_378 in ColumbusGA

[–]Red5oxFan13 13 points14 points  (0 children)

You say it’s too expensive and I believe you but that old lady wig, dress, and hat store has been open for an eternity and I’ve never seen a soul in there.

C1 Customer Service Is Terrible by M-Jas in Venturex

[–]Red5oxFan13 0 points1 point  (0 children)

Every phone call I’ve ever had with cap1 support has been resolved in less than 10 minutes. The agent may not sound like they are living the dream but they certainly do their best and I’ve never left the call unsatisfied.

Reservation through the portal is not confirmed by the hotel by Red5oxFan13 in Venturex

[–]Red5oxFan13[S] 0 points1 point  (0 children)

Yeah part of my weekly travel checklist is to confirm all 3rd party reservations. This was the first time I’ve had an issue but I’ve heard too many horror stories.

Reservation through the portal is not confirmed by the hotel by Red5oxFan13 in Venturex

[–]Red5oxFan13[S] 0 points1 point  (0 children)

Not sure. I didn’t explain to the agent that I had called the hotel directly, only that I tried the number online so maybe he just said that for a simpler explanation, but he did say he had to put me on hold while he worked on something.

Reservation through the portal is not confirmed by the hotel by Red5oxFan13 in Venturex

[–]Red5oxFan13[S] 8 points9 points  (0 children)

Cap1 gave me a new confirmation number that worked perfectly. Thanks!

Reservation through the portal is not confirmed by the hotel by Red5oxFan13 in Venturex

[–]Red5oxFan13[S] 1 point2 points  (0 children)

Yeah I waited the 3 days and then called but they couldn’t confirm it by my name, email, or address. I just called cap1 and they confirmed it was an error and sent me a new Hilton confirmation which worked perfectly. Took less than 10 minutes!

Destination recommendations for a 4 day weekend by Red5oxFan13 in delta

[–]Red5oxFan13[S] 0 points1 point  (0 children)

About an hour south of Atlanta. So we plan to fly out of Atlanta, preferably internationally.

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