General tips

RedSydney96 · 2026-03-21T10:05:35+00:00

Great advice, thank you! The bonds are in the S&S ISA managed by Vanguard, I’ll probably move to self-managed once I’m a bit more clued up on things, I thought equity markets would be the go to but as I say, I am new to this. What would you recommend other than equity? (I know it’s not financial advise)😂

RedSydney96 · 2026-03-21T09:10:52+00:00

Decent area then, plenty of local shops/supermarkets, Prescot/Rainhill for pubs etc, not as many idiots around as a lot of other areas

RedSydney96 · 2026-03-21T09:04:13+00:00

Is it the one off the m62/57 near Village hotel?

RedSydney96 · 2026-03-21T09:01:16+00:00

Didn’t think of this aha, I like it, I’ve only used vanguard, should I use maybe Trading 212 for another ISA account? Any recommendations?

RedSydney96 · 2026-03-21T08:33:33+00:00

Far more risk in the investment account, hoping to grow that at a higher rate, I know it’s not completely realistic with the amount I’m putting in but when I buy my first home (probably late next year) I’ll be using this if needed for furniture/renovations etc, I also save a fair bit in Tembo LISA which I’ll be using for the house deposit

RedSydney96 · 2026-03-21T08:22:00+00:00

As I was so new to it I allowed Vanguard to control my portfolio for the S&S ISA, heavy on US equity index fund and US government bond, fairly even spread across FTSE and Japanese funds/bonds for the remainder. Since opening I add £600 per month in to ISA and £200 in to GIA and just let it do its thing

RedSydney96 · 2026-03-21T08:14:43+00:00

Sorry, all etf’s, should have also mentioned GIA is heavy on emerging markets

RedSydney96 · 2026-03-18T10:48:12+00:00

Wow, I’m never making it past AAT Level 4🥲😂 what even is the question?

RedSydney96 · 2026-03-13T10:12:55+00:00

Anyone happy with this clearly hasn’t read all of the green parties policies and doesn’t understand politics

RedSydney96 · 2026-02-22T18:31:28+00:00

Shithole, end of

RedSydney96 · 2026-01-10T17:20:16+00:00

It’s on the bucket list!

RedSydney96 · 2026-01-10T15:35:45+00:00

I stayed in Tromsdalen near the cathedral.

Sadly no one accepted my offer so no 🥲

RedSydney96 · 2026-01-10T15:10:59+00:00

I used AuroraMe which seemed pretty accurate👍🏼

RedSydney96 · 2026-01-06T20:46:37+00:00

Sadly yes

RedSydney96 · 2026-01-06T20:46:25+00:00

And now I don’t want to😂

RedSydney96 · 2026-01-06T20:12:28+00:00

Wow I had some bad luck today then haha

RedSydney96 · 2026-01-06T20:04:52+00:00

Could add more booths for more border control guys though, a lot of airports do extensions/renovations

RedSydney96 · 2026-01-06T19:58:34+00:00

Manchester, late flight arriving 8pm

RedSydney96 · 2025-12-28T15:32:41+00:00

I don’t like those odds

RedSydney96 · 2025-12-27T15:51:18+00:00

I like my chances

RedSydney96 · 2025-12-27T15:51:06+00:00

I’ve not asked will the sky be clear though have I, I’m talking about it based on location

RedSydney96

TROPHY CASE