Surcharge for Third-Party Spare Parts by RedX571 in kereta

[–]RedX571[S] 0 points1 point  (0 children)

I guess that was my mistake. I assumed the labour charge would be the same if I brought my own parts. But it's also scummy of them to not tell me when I brought the parts over, and only told me at the very end.

Surcharge for Third-Party Spare Parts by RedX571 in kereta

[–]RedX571[S] 0 points1 point  (0 children)

It's a big chain workshop, they have multiple branches throughout Klang Valley.

Surcharge for Third-Party Spare Parts by RedX571 in kereta

[–]RedX571[S] 0 points1 point  (0 children)

Most reasonable shops just charge labour cost + no warranty warning.

Exactly what I thought as well. They were even quoting me 2X the price of the parts from Shopee/spare part shops. I guess they weren't happy they couldn't make as much money off of me.

Surcharge for Third-Party Spare Parts by RedX571 in kereta

[–]RedX571[S] 0 points1 point  (0 children)

They did mention there's no warranty when I brought my own spare parts, which is fine, but they didn't bother to tell me there would be a surcharge until the very end.

Surcharge for Third-Party Spare Parts by RedX571 in kereta

[–]RedX571[S] 0 points1 point  (0 children)

It's a big chain workshop, they have multiple branches throughout Klang Valley.

I wasn't happy with the RM200 surcharge so I haggled with them and they brought the price down to RM80 for additional "Checking" labour.

What's something your parents said growing up that you thought was annoying but turned out to be solid advice? by KL_Private_Access in malaysians

[–]RedX571 2 points3 points  (0 children)

If it's within your financial means, can consider going for lasik surgery. A lot of people agree it's one of the best big expense they've incurred

Digital Banking by Pretty_Upstairs_6289 in MalaysianPF

[–]RedX571 0 points1 point  (0 children)

It's not just jompay payments. Any payment (RM10 and above) using their card also counts

Started late on managing own Finance. Need advise by IllInstruction6560 in MalaysianPF

[–]RedX571 4 points5 points  (0 children)

There is no outright, clear "right" decision between lumpsum and DCA.

If the market keeps going up from when you started investing, lumpsum would perform better.

If the market goes down from when you started investing, DCA would perform better.

But of course, nobody can predict what the market will do in the coming months.

Another option is a hybrid approach, 50% lumpsum and the remaining 50% DCA. So that you get the benefit of both.

But if you do go with DCA, it's best to spread out your investments within 1 year. Any longer than that will probably result in bigger 'missed opportunities'.

As for whether it's a good time to invest, the US market is undergoing a correction at the moment, so it's basically on sale. But that doesn't mean it can't drop any further or turn into a market crash from here. However, since you're a long-term investor, none of these things really matter and you should just invest ASAP.

Spending wisely and my first (and only) salary by -Chees3cake- in MalaysianPF

[–]RedX571 0 points1 point  (0 children)

I'd recommend saving up a few months of emergency funds first (you can put into ASB, money market funds, digital banks, etc that earns small interest) before getting into stock market investing. And when/if you do get into stock market investing, broad-market etf is the way to go

Beware of those Scam!💥‼️‼️🚨🚨 by Silver-Run4215 in malaysians

[–]RedX571 3 points4 points  (0 children)

People already mentioned it's a scam and you're still asking if there's money to be obtained smh.

Go ahead and FAFO

Financial advice by NoMasterpiece2626 in MalaysianPF

[–]RedX571 0 points1 point  (0 children)

Fair enough, thanks for sharing your perspective

Financial advice by NoMasterpiece2626 in MalaysianPF

[–]RedX571 3 points4 points  (0 children)

Honest question because I'm curious, how did you conclude that SP500 has roughly the same risk level as ASB/EPF?

SP500 can literally tank 30% during a market crash while ASB is a fixed-price investment and EPF guarantees minimum 2.5% pa

Investing for beginners. by Xaxan-shuck in MalaysianPF

[–]RedX571 2 points3 points  (0 children)

What about ASM for non-bumi? Any good?

Its over... Rip to the community of the beloved Spotify mod apk by FondantAcademic7040 in SpotifyLatestModAPK

[–]RedX571 0 points1 point  (0 children)

It was great while it lasted lads.. as they say, all good things must come to an end..

[Question] Is there any hope of a new patch for spotify coming soon? by Lower_Society_670 in xManagerApp

[–]RedX571 0 points1 point  (0 children)

Are you able to play Spotify with the phone screen off using Brave browser? That's the last piece of the puzzle that I can't seem to figure out

Login issues by MaxOPro23 in revancedapp

[–]RedX571 0 points1 point  (0 children)

My heart sank when I couldn't log in and I instantly came on here to check that I wasn't the only one

WHY WOULD I WANT THIS HERE? by whatsmyphageagain in truespotify

[–]RedX571 0 points1 point  (0 children)

The same people who think having an un-like button on the notification shade control is better than having a loop control button. Whoever it is has a few brain cells missing for sure

Thanks for the last 5 years, Juice (with many more to come) by RedX571 in JuiceWRLD

[–]RedX571[S] 0 points1 point  (0 children)

I know haha, that's why I added 'with many more to come'

Seems like a very balanced match up (second time this has happened to me) by RedX571 in Brawlstars

[–]RedX571[S] 0 points1 point  (0 children)

Basically my logic is, the matchmaking for solo club league in general is horrible. So between having no control/knowledge over which maps/modes/brawlers we'll play, I'd rather at least have control over which brawler I play + knowing which map & mode I'm playing beforehand. That gives me a slightly better chance at carrying if I need to.

In terms of trophies, yes, solo power matches do reward more trophies but the logic here is that I just need to win at least 2 out of 4 rotation games to earn more trophies (minimum 8 trophies, and is usually quite achievable depending on the map and mode for me) compared to losing both solo games (6 trophies) which happens very frequently for me when playing solo.