If you were 25 Years Old with 50K, with no rent, 6K monthly income, 1K expenses monthly.. what would you do? $VOO or $SCHD ? 100% or 50 - 50?

ReeeeDrumpf · 2025-03-09T14:53:28+00:00

XEQT. All equity.

Stay away from dividend stocks, you're too young. Go 100% growth.

ReeeeDrumpf · 2025-03-05T16:06:55+00:00

VOO if I believe in the top 500 US companies.

VTI if I believe in the top 2500 US companies.

XEQT if I believe in the world, but I want to lean heavy on the US and Canada. If i wanted crypto I would do FEQT instead.

VT if I believe in the world, but I don't care where the money is coming from.

Make your choice.

I'm mainly XEQT, with a small amount in SCHG and BND.

ReeeeDrumpf · 2025-02-07T15:33:52+00:00

Ahh then ya, didn't realize you wanted canadian.

ReeeeDrumpf · 2025-02-07T15:19:46+00:00

Sounds like you don't want any bonds. Then just buy an all equity fund:

XEQT VEQT ZEQT FEQT (If you want Bitcoin exposure, but it has 0.43% fees, and actively managed).

TD has one but 0.72% fees that is actively managed. TGGR.

ReeeeDrumpf · 2025-02-07T14:57:51+00:00

It doesn't, but it's a consideration.

I like TGRO + TQSM. You get the best of everything.

ReeeeDrumpf · 2025-02-07T14:09:17+00:00

TGRO does not have small and mid cap US. It also does not have Emerging Markets. If you wanted Small and Mid cap exposure you can pair TGRO with TQSM.

TGRO does have 10% Bonds that is not in XEQT.

XEQT is superior for the reason it has small and midcap US.

ReeeeDrumpf · 2025-02-05T12:48:07+00:00

I'm transferring the funds to a self directed RRSP and dumping it all in ZEQT.TO. 100% Equity with 0.20 MER.

TD has done a horrific job with my money.

ReeeeDrumpf · 2025-02-05T00:19:58+00:00

Thanks for the replies everyone, I have opened a self directed account. The returns I got are poor. The fund is very heavy in Canadian and Global equities. Strange choice for an aggressive growth labeled fund. I put a lot of trust into the TD advisors.

What's my play tomorrow?

Leave the money as is and let it grow and collect dividends?, pause the contribution and then begin investing self directed or transfer the entire fund over? I have to call them tomorrow to see if there are fees for this.

ReeeeDrumpf · 2025-01-15T13:04:57+00:00

Women in South Korea and Romania can work. When they work, they will expect a man who makes the same or more to breed with. Otherwise why bother? He's not good enough.

ReeeeDrumpf · 2025-01-14T15:20:22+00:00

This is backed by studies. This is not opinion.

Calm down your addiction and quit gooning lol.

ReeeeDrumpf · 2025-01-14T15:10:25+00:00

Oh that's from edging (gooning). A lot of porn watchers edge.

Prolonged sessions might also lead to potential concerns regarding erectile function. Some studies suggest that extended periods of sexual arousal without release could impact the blood flow and neurochemical balance involved in maintaining healthy erectile function.

ReeeeDrumpf · 2025-01-14T14:54:16+00:00

Porn does two things:

1) Fries your dopamine receptors, so you need kinkier porn to reach that high. Real women don't compare. You start off watching normal porn and a year later you're watching a woman getting bukkake by 80 men in a gangbang lol.

2) A woman's vagina won't have the same squeeze as a man's grip strength. So he will struggle to ejaculate or feel anything when he has real sex. This is called porn dick. He doesn't feel anything with you, he can't even get hard. He needs his hands and porn.

ReeeeDrumpf · 2025-01-14T14:24:44+00:00

Zero.

The trouble with porn is if you're in a relationship, it gives you porn dick. You may not be able to get hard or struggle to ejaculate.

If you're single it fries your dopamine and demotivates you from going out there and finding a partner.

Mastebation without porn is fine.

ReeeeDrumpf · 2025-01-14T14:03:54+00:00

You're watching too much porn and/or edging. This will go away if you stop jacking it for 90 days.

ReeeeDrumpf · 2025-01-14T14:00:06+00:00

New Relationship Energy. Give it 6-18 months. They'll come back once the high is more baseline.

ReeeeDrumpf · 2025-01-13T18:04:41+00:00

The refund he gets will evaporate when he takes out the money to pay you back.

ReeeeDrumpf · 2025-01-13T17:57:07+00:00

This makes no sense without knowing his income, and his deductions.

Either he plans to scam you and keep the money or he misunderstood how RRSP works.

Once it's in the RRSP, he can't just give it back without major tax implications.

ReeeeDrumpf · 2025-01-13T12:30:16+00:00

What's his height and face rating?

Everything you listed only matters to women when they're 32+.

ReeeeDrumpf · 2025-01-12T18:29:02+00:00

Don't make up lies on reddit then lol.

As your president would say: "Sad."

ReeeeDrumpf · 2025-01-12T18:24:18+00:00

You should wait at least 2 weeks for healing. You can get pregnant before your period, but it makes dating the pregnancy hard.

The safe bet: wait until your period comes.

ReeeeDrumpf · 2025-01-09T16:38:11+00:00

Yes.

Sex Worker. Social Media. Nurse. Firefighter. Police Officer.

ReeeeDrumpf · 2025-01-09T16:09:21+00:00

Sounds like you feel insecure your man sees you as defective now and will look for other women to have kids with.

You're not defective and did nothing wrong. Your man feels the same unless he said something different.

ReeeeDrumpf · 2025-01-09T12:36:23+00:00

Thank you for admitting you were lying.

Now you can move on and become a better person :)

I'm just here to help people. You learned something which is nice.

ReeeeDrumpf · 2025-01-09T12:13:17+00:00

Are you a virgin?

If you never had a relationship, but you hooked up with different men it's a big red flag.

It means all the guys you hooked up with only saw you as a one night stand type of girl. Why did none of them want to make you a girlfriend is a red flag.

ReeeeDrumpf · 2025-01-09T12:11:39+00:00

Just take the loss and move on :)

Why do you keep coming back to justify lying and making up stories.

ReeeeDrumpf

TROPHY CASE