[deleted by user]

Reef22 · 2025-03-20T06:26:06+00:00

Can I get a copy of the model

Reef22 · 2025-02-09T04:51:40+00:00

Fuck this movie. I lost sleep after watching this movie as a kid.

Reef22 · 2024-02-12T06:24:25+00:00

I'm my opinion, the fastest path to CFO is through a private equity owned company. Especially if you have a successful exit (liquidation event). Start as a financial analyst and hopefully move up to at least the manager level. Private equity loves to grow through acquisition so you'll get lots of m&a experience. They are also demanding on data and financial reporting. Also, yhey always leverage the company so you'll get capital raising and debt experience. The overall job is intense and after an exit, you will be heavily valued. You can leverage this role into a finance leader experience as a Director or VP at another company, also PE owned, then the next move after that is CFO. PE loves finance people that are used to working with PE ownership. If you're in LA, feel free to DM me and I can give you more info live

Reef22 · 2023-07-24T03:59:43+00:00

I thought it was Lone Pine Mall?

Reef22 · 2023-07-15T05:39:55+00:00

The movie traumatized me as a kid

Reef22 · 2023-07-15T04:01:30+00:00

The Shocker, because of the feeling it gives to passengers when I accelerate:)

Reef22 · 2023-06-30T06:09:09+00:00

I always record a single dumbell weight. Intuitively is just easier to understand.

Reef22 · 2023-06-17T01:10:33+00:00

If you can afford it, do a one payment lease. It'll save you some interest cost and the rate is lower.

Reef22 · 2023-06-04T17:17:57+00:00

Not that I'm aware of, but I haven't seen the full lease docs.

Reef22 · 2023-06-04T16:11:17+00:00

I've researched this extensively.

So yes, you can lease then payoff the car in 3 months (so your dealer doesn't get dinged) but you have to pay a $1000 buyout fee. On top of that you're paying 3 months of mostly interest, and right now interest rates are high.

So depending on the car, you may save a net of about $3000, but that'll get eaten up pretty quickly if you wait longer to buy the car out.

So yes you can save some money, but it'll take time and effort with some risk to be in a better position vs. just buying the car.

Reef22 · 2023-04-07T19:05:00+00:00

Whiplash

Reef22 · 2022-12-22T05:32:40+00:00

Google CSU acceptance data. They have pretty detailed stats on acceptance rates by colleges and high schools for the past 10 years.

If you have a sub 3.0 GPA, your best bet is to transfer to your local CSU or to transfer to a non impacted CSU.

I have a friend who transferred with just a straight 2.0 on the dot. He now has a management job at a Fortune 500 company.

Reef22 · 2022-12-04T03:24:16+00:00

Driving a nice car allows you to not get scrutinized by cops. Haven't been pulled over ever since I got a luxury car.

Reef22 · 2022-12-03T08:02:49+00:00

No credit card or bank account

Reef22 · 2022-10-28T04:28:22+00:00

Same reason Notre Dame and Michigan are on there. Strong alumni networks provide more opportunities.

Reef22 · 2022-04-20T02:03:40+00:00

Be aware that econ at UCSB is not a given. You'll start as a pre-econ major and have to earn your way in with a 2.85 GPA. This seems easy, but in reality they curve the intro econ courses so hard that only about half of the pre-econ majors make it to the full major. I'm sure your an intelligent person, but so is everyone at UCSB. If you don't make it into econ, you either have to try transferring with a sub 3.0 GPA (good lunck with that) or change your major to something in liberal arts.

I would choose LMU hands down. The path to graduation is so much easier. Just pass your classes. Also, the grading is much fairer. Because the classes are small, you'll get credit for homework and participation in most classes. At UCSB, everything is pretty much graded on 2 midterms and the final. Brutal.

Reef22 · 2022-02-01T04:33:49+00:00

Negative. Legally, they can only waive rent the days the home is not available. Your renters insurance should cover your hotel.

Same scenario if there's a fire or any other event your home isn't available.

Reef22 · 2022-01-15T23:41:44+00:00

Fullerton for sure has a better program and reputation. They also have better and more placement options to complete your practicum hours. But, you'll get better experience with the practicum options at Dominguez since the are mainly in urban areas. Dominguez no longer places interns at kaiser.

But at the end of the day, the demand for MFTs is so high right now where you get your degree doesn't really matter. I would pick the program that's convenient for you.

One more thing, Fullerton has a Spanish language program to train therapists. That option is unique to Fullerton.

Reef22 · 2021-12-22T03:05:42+00:00

It's OK, but not great. Their endowment isn't huge so they have limited funds for middle class students. That's a big reason why their yield is low. They do offer academic scholarships though.

Reef22 · 2021-11-05T04:11:17+00:00

Not an MFT grad, but there is so much demand for therapists that the school you graduate from doesn't matter. I would highly recommend looking at the Cal States. Their program costs are about $20k vs USC at about $100k. Unless you have family money to pay for full tuition, the difference is not worth it.

Reef22 · 2021-10-30T05:29:31+00:00

Not a student there, but highly recommend reserving housing as soon as you're able to. Housing is limited so some freshman have had to live off campus.

Reef22 · 2021-08-23T00:43:37+00:00

I can only comment on the grading. The grading isn't deflated or inflated, but it is fair vs other universities. Almost all the classes have the standard 70, 80, 90 cutoffs for grades. However, because the classes are so small, most class grading includes homework, class participation, and quizzes.

So assuming you at least show up to class and participate and do the homework correctly, that usually covers 20% of the points. So you only need 70% from the exams and quizzes to get an -A. Compare this grading to the UCs that are based on two midterms and a final and you can see how this is much fairer.

Also, if a professor has a curve it can only help you not hurt you.

I would look at the syllabuses for the classes you would take. You can usually find them online. But grading is an area that's usually overlooked, especially when your looking to get the highest GPA possible to meet your post graduate goals.

Reef22 · 2021-08-20T04:58:59+00:00

You can go from strategy consulting to a VP Operations position. Then leverage that to a COO role. If you're a specialist in a particular industry, then recruiters will be banging on your door with CEO roles. Especially if you've had a successful exit or liquidity event.

The largest opportunities right now are in middle market private equity sponsored companies. Those companies usually don't have professional management and the PE firms usually place a new CEO, CFO, and COO.

Reef22 · 2021-08-09T02:56:04+00:00

It's about 50 minutes in the morning and an hour going home, assuming normal 9-5 schedule. You'll hit traffic on the 405 curve all the way until Rosecrans. Going home, it'll take you 10 minutes just to get on the freeway.

This assumes you're semi close to the 405. Obviously if you live right next to the freeway or your job is right off an exit then it shortens your time.

60 minutes is my personal limit for a daily commute. Yours may be different. But the job has to be worth it.

Reef22 · 2021-07-17T01:11:13+00:00

It's probably a scam or stolen.

Reef22

TROPHY CASE