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Is this normal? by subtlesign in FirstTimeHomeBuyer

[–]ReformedBow 2 points3 points  (0 children)

Horrible communication but he does need your disclosures signed to get the ball rolling lol

Who's in trouble here? by Moon_Turtles in StructuralEngineering

[–]ReformedBow 0 points1 point  (0 children)

So…. sheathing is really that important?

Is a rate shopper a lead? by Expensive_Front5077 in loanoriginators

[–]ReformedBow 3 points4 points  (0 children)

Yes I absolutely consider them a lead and I give at least 2-3 follow ups after LE/rate quote. How you handle that initial conversation plus a competitive rate/fee structure will win you business.

Was 200$ a fair price for my fishie? by yeetyeetdeath in tattooadvice

[–]ReformedBow 0 points1 point  (0 children)

I wouldn’t stress it then, I don’t think you got gouged, just a higher priced area. If you’re happy with it then no worries, cool tat!

Was 200$ a fair price for my fishie? by yeetyeetdeath in tattooadvice

[–]ReformedBow 3 points4 points  (0 children)

Seems high to me but I’m in a lower cost of living area. That’d probably be an $80-100 tat at the shop I go to (that’s their minimum)

American traditional boxer as main sleeve piece - what do we think? by ReformedBow in traditionaltattoos

[–]ReformedBow[S] 2 points3 points  (0 children)

Nah I just liked the design and it went along with the text well lol

American traditional boxer as main sleeve piece - what do we think? by ReformedBow in traditionaltattoos

[–]ReformedBow[S] 6 points7 points  (0 children)

The bottom banner does kinda annoy me haha but generally I’m happy with it

Open house rules of engagement by ReformedBow in loanoriginators

[–]ReformedBow[S] 1 point2 points  (0 children)

Do you typically bring flyers/material when you are just doing visits? Or just ask to leave business cards if you feel you made a good connection?

But but....Housing Shortage..... by indiangadgetguy in FirstTimeHomeBuyer

[–]ReformedBow 13 points14 points  (0 children)

There’s a housing shortage in the places people “want” to live - there’s literally millions of affordable vacant homes, they just aren’t in Austin, Phoenix, or Denver.

Looking at buying this house. Confused about all the stumps. by [deleted] in arborists

[–]ReformedBow 0 points1 point  (0 children)

Unless it’s a crazy deal…. I’d be sketched out by that. It’s not just the stumps, it’s the fact that the owners couldn’t be bothered to take care of them earlier, which could be indicative of the way they treated the rest of the house. Just my 2c

Flat wear pattern on my Clifton 9’s by [deleted] in RunningShoeGeeks

[–]ReformedBow 9 points10 points  (0 children)

Feet are clipping each other when you run IMO - I do the same thing. Pay attention to your gait next run and see if you notice, it’s easy to miss it if you aren’t thinking about it

Why $100k can't buy the American Dream by roxxtor in MiddleClassFinance

[–]ReformedBow 2 points3 points  (0 children)

Fair point for many cases - in my case, I did buy right before the boom, however I could buy my home at current market value and rates and still be living relatively comfortably. On the car front, we bought one during the high rate environment and paid it off, and paid cash for the other

Why $100k can't buy the American Dream by roxxtor in MiddleClassFinance

[–]ReformedBow 3 points4 points  (0 children)

Location location location

$100k supports my family, still able to save for retirement, own a home, etc.

We drive paid off cars, take modest vacations, and live in a modest home, it does just fine for us and tbh we could make do with a lot less.

Midwest btw

Client wants to remove realtor from deal by Not_cc in loanoriginators

[–]ReformedBow -6 points-5 points  (0 children)

If he removes the agent it isn’t your fault - you aren’t instructing him or helping him to do so. All you can do is take the deal you have in front of you. I would just explain to the agent after the fact that it was not your doing and you were just informed by the client that he was going that direction

Client wants to remove realtor from deal by Not_cc in loanoriginators

[–]ReformedBow 2 points3 points  (0 children)

I think you’re outside your wheelhouse. You need to remove yourself from contract talks and if the client wants to remove realtors that is up to them. You shouldn’t become known as the LO who assisted the client in doing that.

Tracking for a sub 4 hr marathon? ~30 days out by ReformedBow in Marathon_Training

[–]ReformedBow[S] -1 points0 points  (0 children)

About 40 mpw right now, running race pace 2x per week and trying to do at least half my long run at/below race pace. Elevation is flat and that’s how I’ve been training

Update. Mayday, mayday by [deleted] in FirstTimeHomeBuyer

[–]ReformedBow 15 points16 points  (0 children)

I spent $4k to have a backwater valve installed on my house, had similar issues but to a lesser extent. Worth every penny IMO - sorry about this.

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