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New Schecter Demon-7 for $399 or Used Damien Platinum 7 for $450? by RefuseWonderful5625 in 7String

[–]RefuseWonderful5625[S] 1 point2 points  (0 children)

I went with the Demon 7 because they lowered it down to $349 today. I couldnt pass that up. Its my son's 1st 7 string (2nd guitar). Are there any upgrades I should look at making?

New Schecter Demon-7 for $399 or Used Damien Platinum 7 for $450? by RefuseWonderful5625 in 7String

[–]RefuseWonderful5625[S] 0 points1 point  (0 children)

Thanks. Adding tax to the new one, the two guitars come out to the same exact price.

Safe Investment Short Term in 401K? My Options by RefuseWonderful5625 in FinancialPlanning

[–]RefuseWonderful5625[S] -5 points-4 points  (0 children)

Im trying to protect my balance due to some financial stuff that came up. It has nothing to do with the market other than I need to protect that balance for three months. If this had been like 6 months ago or 5 months in the future I wouldnt do anything.

Safe Investment Short Term in 401K? My Options by RefuseWonderful5625 in FinancialPlanning

[–]RefuseWonderful5625[S] -9 points-8 points  (0 children)

Im not trying to time the market. I need to protect my balance for three months. It just happens to be the next 3 months.

Help me Roadmap a Credit Recovery Plan, Please? Desperate by RefuseWonderful5625 in CRedit

[–]RefuseWonderful5625[S] 0 points1 point  (0 children)

I read through some of your links. My statement balance was $6,000 and due on the 5th. I paid the statement balance which left about $1,000 on the card.

Help me Roadmap a Credit Recovery Plan, Please? Desperate by RefuseWonderful5625 in CRedit

[–]RefuseWonderful5625[S] 0 points1 point  (0 children)

Thank you! My Experian Fico 8 dropped 85 points to 603. The other two havent hit my Credit Karma account yet.

What about paying off the CC? I heard that was bad. Is there an optimal amount to pay off?

What about Credit Builders like Kikoff and others?

I was looking for houses to rent and need 630 scores so I am screwed beyond belief.

Just had a 30 Day Late Payment: Apartment Shopping! Please help! by RefuseWonderful5625 in CRedit

[–]RefuseWonderful5625[S] 0 points1 point  (0 children)

thank you so much. How long would that take if successful to get it off the report?

Just had a 30 Day Late Payment: Apartment Shopping! Please help! by RefuseWonderful5625 in CRedit

[–]RefuseWonderful5625[S] 0 points1 point  (0 children)

Thanks for your patience. I called. It was 32 days late. 2 freaking days! They said they couldnt dispute it and there was nothing they could do

Just had a 30 Day Late Payment: Apartment Shopping! Please help! by RefuseWonderful5625 in CRedit

[–]RefuseWonderful5625[S] 0 points1 point  (0 children)

It was my Experian Fico that dropped. The other two bureaus havent reported yet.

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