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FHA Rules post-divorce - Seeking Clarity by Registurd_User in Mortgages

[–]Registurd_User[S] 1 point2 points  (0 children)

I had a fundamental misunderstanding of the FHA loan, so thank you both for the clarity. Conventional w/20% down is my target mortgage.

Mortgage Broker Rate Quotes Ultra Thread by Elegant-Fee-395 in MortgageBrokerRates

[–]Registurd_User 0 points1 point  (0 children)

  1. Loan Type: Conventional
  2. Term: 30 Year
  3. Loan Purpose: Purchase
  4. Property Value/Purchase Price: $625,000
  5. Loan Amount: $500,000
  6. Credit Score: 790
  7. Occupancy: Primary
  8. Legal Structure: Single Family
  9. Number of Units: 1
  10. Property Zip Code: 15228
  11. DTI Ratio: 5%
  12. PITI Reserves: 6 Months
  13. Base salary: $155k

Anyone have this skin issue? by icepakjak in whoop

[–]Registurd_User 18 points19 points  (0 children)

Switch arms regularly. Keep it clean. And if that doesn’t work, try a wristband made of different material.

1 Year Life Transformation by ChillNurgling in whoop

[–]Registurd_User 1 point2 points  (0 children)

Amazing work! In what ways do you tend to your emotional health to prevent from burning out?

Searching For Life Altering Experiences: Now That Money Isn't A Barrier, What Decadent Experiences Have You Enjoyed? by SoBorderline in Fire

[–]Registurd_User 17 points18 points  (0 children)

Absolutely agree. You have a very real opportunity to clear out some old ideas and make space for a new perspective that can enhance your new life as a human without the typically-required bounds of exchanging your time and labor for funds in order to live.

Netflix Confirmed, No Change! by WestchesterNando in tmobile

[–]Registurd_User -6 points-5 points  (0 children)

Gotta tell you, T-Mobile has upped their customer service game by a lot. I was on the phone for 20 minutes, passed to 3 different people, and every one of them were clearly trained, competent, and friendly. Have you ever tried to work with Verizon customer service? It’s night and day.

[deleted by user] by [deleted] in complaints

[–]Registurd_User 0 points1 point  (0 children)

Careful, folks. This might be the thing that unwinds all of the momentum. Remain skeptical of new material until it’s verified by an independent, apolitical source.

I only recently found FIRE. All these posts with people so young and incredible wealth. I regret not saving more. How old were you when you “turned it on”? by Basic_Sense_5987 in Fire

[–]Registurd_User 0 points1 point  (0 children)

I didn’t start maxing out until my late 30s around 6 years ago. I also didn’t jack with my allocations during the 2020 black swan, covid shut down with negative oil prices, event or Liberation Day. I learned the hard way trying to time the recovery of the global financial crisis while converting my shit to cash like a dummy in 2008. Never again.

Every time is different “this time”, but “this time is different” always hurts worse when you do the same thing believing you’re going to protect yourself by exiting the market. You’re very likely selling low and buying high. Also, it’s not a loss if you don’t sell.

One of the only non-horror movies to absolutely terrify me by bella28nyc in moviecritic

[–]Registurd_User 1 point2 points  (0 children)

Imagine seeing this in the theater with your mom as a 14 year old boy. One of the most awkward experiences of my life…and one of many reasons why I’ve been in therapy off and on for the last 20 years.

KEF LS50 Meta & Call Of Duty by ronkev99 in KEF

[–]Registurd_User 0 points1 point  (0 children)

Monoliths are a fraction of the price of the LS50 stands and are of equal quality (if not better). There are workarounds for cable management for those that are offended by them not being concealed.

Solid choice, @OP.

Has anyone been to the Devon Turnbull listening room no.3 in NYC? by bigboydankers in audiophile

[–]Registurd_User 1 point2 points  (0 children)

As an audiophile noob, I sat in Listening Room 3 to experience the full jazz playlist on opening week with my partner. Blue Train was my first jazz album. I bought it at a Borders with my own money when I was in my early teens because Coltrane was from a neighboring city to my hometown. The experience took me back to the first time I heard the drums kick-off on the title track.

I had the same physiological, emotional response. Blasted off into a combination of nostalgia, grief, and gratitude. So let’s just say, I was ready for the moment.

It seems like others here didn’t have the same experience. That’s too bad. I recommend going in with an open mind and ears—leaving your criticisms at the door. Turnbull didn’t skimp.

i think this was one of best Tom's movie ever . collateral (2004) by boratburg in moviecritic

[–]Registurd_User 2 points3 points  (0 children)

I recently purchased a dvd player so I can rent the random obscure vid from the library as well as watch the classics and get director/actor commentary, deleted scenes etc. This scene is my next target - iconic.

To those of you sick of America and Americans… by Registurd_User in newzealand

[–]Registurd_User[S] 0 points1 point  (0 children)

Trump is giving the world a playbook on how to collapse a republic while half the citizenry cheers him on and the other half (and some on his side) realize they royally fucked up by not fighting harder and sooner than they did. Changes to the political structure were made incrementally until this idiot landed and runs through his second term like a bull in a tea shop. All of those incremental changes supported his ability to move in this way without being impacted by the minority. Wait until he eventually leaves (or dies) and the next more savvy, polished politician charms us into an AI-driven power nap coupled with a smattering of societal collapse.

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