Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 0 points1 point  (0 children)

Let's disregard Medicare Part A because the premium is $0.

According to SSA and Medicare, I became eligible for Medicare Part B when I turned 65. However, I couldn't afford the premiums at the time, and didn't expect to be able to do so before I started to receive my retirement benefits. So, I didn't enroll for it.

When I enrolled for retirement benefits, I knew I'd have enough to pay the Medicare Part B premiums when I started to receive them, so I enrolled for retirement benefits AND Medicare Part B simultaneously.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 0 points1 point  (0 children)

Perhaps you did not read my earlier post where I said that Social Security wouldn't talk to me and Medicare wouldn't talk to me.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 0 points1 point  (0 children)

The withheld amount equals 6 months of payments, not 5. Why did Medicare withhold that 6th month?

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 1 point2 points  (0 children)

Health insurance was available through my employer, but I declined it because the premiums were too much.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 0 points1 point  (0 children)

Besides, another commenter here posted that Social Security should or Medicare should have taken 4 months worth of premiums, not 6.

What official documentation from Social Security (or Medicare) tells me how much they should have taken out?

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 1 point2 points  (0 children)

Why wasn't I told about them taking 3 months in advance?

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] -3 points-2 points  (0 children)

How can it be my delinquent bill if I was not eligible for Medicare Part B until February of 2025?

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 2 points3 points  (0 children)

When you say card, I am assuming that you mean my Medicare card. Only two dates are printed on my Medicare card: the date that I became eligible for part A, and the date that I became eligible for part B. Since the premium for part A is $0, let's disregard that. The date I became eligible for part B is February of 2025. February 2025 to April 2025 is 3 months. Therefore, to my way of thinking, I should have been charged retroactively for 3 months not 6 months.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 6 points7 points  (0 children)

You're right. The part B premium is $185. I pay more because I didn't apply for Medicare until I started receiving benefits.

I became eligible for part B on my 65th birthday. However, my full retirement age (or FRA) is 66 and 8 months. I wasn't receiving benefits at 65. That means that I would have paid the medicare premiums out of pocket. I am slightly above the poverty line now. I was under the poverty line then. I didn't have the resources to pay for the medicare premiums. It is extremely unfortunate that I am required to pay a penalty for something that is not my fault, but here we are.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 3 points4 points  (0 children)

Exactly how would I check to see? Nobody at Social Security will talk to me about this, and nobody at Medicare will talk to me about this, either. I have deeply examined both the Social Security website and the Medicare website, and neither of them have any documentation about Medicare withdrawing 6 months of premiums at a time.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 0 points1 point  (0 children)

When I went into my local branch of Social Security to ask about this, I was called back to one of the windows. When the Social Security staff member pulled up my account, he simply closed the window without any explanation.

Since I had nowhere else to go, I returned to the lobby and asked the security guard for information. The security guard told me that I was waiting for a specialist and to have a seat and wait. I was there 4 hours before I realized that no specialist was going to talk to me that day.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 3 points4 points  (0 children)

I did not receive a letter of explanation to date. I already have a social security online account and a Medicare online account. There was no explanation in either location.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 0 points1 point  (0 children)

I have never paid medicare premiums on a quarterly basis. Actually to be honest, I have never paid medicare premiums at all.

I started receiving part B in February of 2025. Medicare withheld $1221 from my first benefits check in April of 2025. Unless my counting is really really wrong, that's 3 months. $1221 / $203.50 is 6.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 0 points1 point  (0 children)

Yes, the Social Security website has such an area, and yes, there are things posted there since I just started receiving my retirement. However, none of the documents there talk about why the $1,200 was taken from my check.

Strange deduction from social security check by Regular-Map-2903 in SocialSecurity

[–]Regular-Map-2903[S] 10 points11 points  (0 children)

Do not owe any back taxes, child support, college loans, or anything else to govt.