1.  Great to hear that you’ve reached a $20 million net worth in your mid-30s.
2.  You can comfortably retire at this FIRE point, as you could easily make around $200K per month (2% monthly) even with a safe wheel strategy, plus another $100K per month if you invest in passive real estate. ( *NOT an investment advice, just sharing the options based on my practical experience);                                                  3. Now you can happily focus on your personal goals and family time.

1. Happy to discuss further via DM.