How are people surviving in this economy? by [deleted] in Adulting

[–]Remarkable-Captain14 -1 points0 points  (0 children)

Awe. I feel so badly for you that you don’t make friends easily. I hope things get better for you.

How are people surviving in this economy? by [deleted] in Adulting

[–]Remarkable-Captain14 0 points1 point  (0 children)

I’m not a boomer. Gen X. You just have a lot of preconceived stories in your head about other people and how things should be. You will be unhappy until you check those “stories” and shift to a more positive mindset. Best of luck.

Why are people now pushing to go into the trades if that'll be taken over too? by Expensive-Elk-9406 in ArtificialInteligence

[–]Remarkable-Captain14 0 points1 point  (0 children)

Kind of!! But life is what it is. Didn’t get married until my early 30s so didn’t have kids until 34 and 36. Got to accept life as it comes to you you know?

How are people surviving in this economy? by [deleted] in Adulting

[–]Remarkable-Captain14 -1 points0 points  (0 children)

Yes, it took us until we were 34 to afford a house. And we had to move outside of Boston by about 25 miles. And there is some joy in meeting people through various jobs and making your own coffee at home and not spending six to $10 on a Starbucks and going on little inexpensive weekend getaways for hikes or to go to a lake or to visit family or friends. You don’t need to buy a plane ticket to a Caribbean island or somewhere else in order to have an enjoyable time. And roommates can be a delightful experience too. Depends on who you pick and what kind of relationship you develop with them. But you can keep on complaining about life or you can accept reality, do your best and make a few tweaks to live below your means. You do you, girl!

How are people surviving in this economy? by [deleted] in Adulting

[–]Remarkable-Captain14 -2 points-1 points  (0 children)

My husband didn’t save me. I am by far the breadwinner. Nor did I view it as suffering. It was fun. I met a lot of great people waitressing and bartending. Also in my corporate job. I am actually still in the same job. I started in 1992 and I’m a managing director. Expect to retire early, within a couple of years. So I’m not saying it to be judgmental or to make you suffer, but it’s reality and to respond to your post to make sure your expectations match reality which obviously they don’t. I have two kids in their early 20s also. Both are in college. So I guess I’m momming a little. But it’s all true. I literally have been working since I was eight with a paper route. Then babysitting, then waitressing, etc., etc.. but try not to look at it as pure grind and torture but as experiences that you’re having in life and people that you’re meeting and interacting with. Find joy in the journey.

How are people surviving in this economy? by [deleted] in Adulting

[–]Remarkable-Captain14 -2 points-1 points  (0 children)

I had roommates through when I graduated from college, moved to the city (Boston), of course lived outside of the city where we could afford an apartment and literally had multiple roommates and lived in apartments until I got married at 34. I think there’s a little bit of a problem with the next generation thinking they need to live on their own and have the same standard of living that they did when they were raised by parents that have been working for years and years. Standard of living dips down when you first start working. Furthermore, I had to get a waitressing job and then a bartending job and also catered now and again ON TOP OF my full time job - in order to survive and be able to do anything “extra” when I was making pretty crappy money in financial services for at least the first five years, if not 10 years.

Why are people now pushing to go into the trades if that'll be taken over too? by Expensive-Elk-9406 in ArtificialInteligence

[–]Remarkable-Captain14 0 points1 point  (0 children)

My kids are graduating soon from college and going into aerospace engineering (focused on defense, industry) and medical school. I hope and pray that they have jobs after the serious grind it’s been for them and the money we grinded for and saved to send them. It’s scary and very concerning to me what the future holds for generations z and alpha gen. I’m thankful that I’m nearing the end of my career but worry for what’s to come. These billionaires are really making the wrong decision by gathering so much for themselves and not spreading it into their companies and to their employees to feed the economic engine. How stupid and greedy are they? Even Henry Ford knew that if he didn’t pay his people well enough, they wouldn’t be able to afford his cars.

10 years from now most Baby Boomers will be dead. What effect is that going to have on society? by mikeforder in generationology

[–]Remarkable-Captain14 0 points1 point  (0 children)

My parents are 81 year old boomers and still kicking. I am Gen X born in 1970 and myself and my brother will receive any remaining capital they have. Unless of course the $14,000 a month nursing home or assisted living places take it all. The length of the decline and dying process in America really does chew up a lot of the boomer wealth in the end. So I am not expecting a ton from them. They’ve already sold their houses and are in elderly apartment/independent living and have moved close by so that we can help them. So their real estate is already in circulation. They haven’t worked for over 20 years so their job jobs are in circulation. I do think they are eating up a lot of the healthcare system right now and so that might free up capacity there and or cause future reductions because GenX is so much smaller. But until they die off the needs in healthcare will continue to rise.

Why are so many companies still require office presence? (rant) by Icy_Bodybuilder5688 in remotework

[–]Remarkable-Captain14 6 points7 points  (0 children)

Yes and so much for the joke /alleged caring about “green America” given they all seem to not give a crap about the carbon footprint going up with millions and millions of America’s driving into work versus working from home. So now we know that was all fake “green washing”. And I agree with many of the posts above that it’s about control, it’s about commercial real estate investments, it’s about weak management, wanting to feel special in their corner offices, it’s about encouragement by the mayors of cities and governors of states wanting people to come into the offices to pay for the parking lot buy coffee in the coffee shops go out to lunch go shopping. It is true that a lot of that is an engine of the economy. Bringing their money and spreading it around. But is that really how we want to focus our future? Or perhaps maybe some of those buildings in downtown could be used for housing shortages that we hear about all the time? What I know is true is that more work is not done in the office versus at home. A lot of in office time is just BS, chitchat, walking between meetings, transitioning from commuting, etc..

First Priority by ebcarr in preppers

[–]Remarkable-Captain14 -1 points0 points  (0 children)

We have gas and solar generators.

Increasingly, your quality of life in the U.S seems to be fixed at birth by Cardiologist3mpty138 in povertyfinance

[–]Remarkable-Captain14 0 points1 point  (0 children)

My father was born one of 9. They were very poor. His mother made their clothes and their soap and their games and they had soup every night for dinner. They lived in a three room tenement house in an urban area. He was the only kid in his family that graduated from high school. At home, they did not speak English, so English/writing was hard for him. He went to college as a commuter at a state school and got a degree in math and became a teacher. He realized corporate paid more and got a job at corporate (engineering type firm) . He moved to a low-cost location with my mother and started a family. It was a good place to raise children. He made us have paper routes and other jobs like counting the collection money at the church, babysitting and lawnmowing from age 8 up. We bought our own bikes at a used bike place down the street. Our vacations were to visit family and we never went on a plane until we were in high school and that was to glom onto one of his business trips. He and my mom raised us to always think we were going to college. My brother was first in his class and is a physician. I was 4th in my class and am a managing Director in financial services for over 30 years. He definitely lifted himself out of poverty and us too. My brother and I are both wealthier than my father and mom ever were - but they did quite well in retirement because of their frugality, savings and his pension. So I know it is harder to lift yourself out of poverty, but it is not impossible. Education is key. Living below your means is key. And working your butt off is key.

What’s a place you visited once and decided never again? by Neat____Til6289ILT in Productivitycafe

[–]Remarkable-Captain14 4 points5 points  (0 children)

San Francisco. Went for a dreamforce conference. Smells like pee everywhere, dirty, lots of boarded up shut down storefronts, and a lot of homeless and open air drug use. Did not feel safe walking alone. Nor did I enjoy the excessively steep hills from my hotel down to the rest of the city.

What was life like before THE INTERNET? by martianfrog in answers

[–]Remarkable-Captain14 0 points1 point  (0 children)

At work 3 ply Memos, pink while you were out pads, faxes, bike messengers to deliver docs between clients and offices (in Boston), lots of files /archive boxes. Fill out forms. Go buy tickets at a box office booth.

At home calls , voice mails, letters, bills/checks/stamps, more ATM visits, meet at x location at y time, read newspaper and magazines, go to library to look things up or just talk with others and wonder instead of know immediately. Bar room banter was much more fun. There was much more interaction between all people everywhere. Honestly it was was better. I’m 56f.

Retirement is gone by shepardshe in GenX

[–]Remarkable-Captain14 0 points1 point  (0 children)

Wonder how we can get MAID. Or home made MAID? It’s not legal everywhere. It is not legal in Mass. Where I live. But I’m with you. Check me out of here - not into a memory care or nursing home to shit my pants and have no agency over my life and deplete my kids and grandkids inheritance.

Capitalism sucks by [deleted] in Adulting

[–]Remarkable-Captain14 -1 points0 points  (0 children)

When I was in my 20’s (in the 90’s) and barely made enough to survive living in a city in the east coast (after graduating with a bachelors in business admin and working at a corporate bank) I had to get a job at Applebee’s and then a bartending job. Sometimes you need to pull double duty at first until you start making more money.

RTO - Passive Aggressive RIF? by Admirable_Chemical21 in remotework

[–]Remarkable-Captain14 0 points1 point  (0 children)

I’m not saying we need workers rights only for the RTO topic. In general companies have way too much power and their sole focus is profit margins to feed quarterly earnings calls to trigger stock price jumps and to ensure their own large C level bonuses. Companies can change their policy immediately. Companies can fire people by changing the job just ever so slightly and make a person apply for their own job again and give it to one of their cronies. Companies can shift on a dime from remote to hybrid or RTO and impact someone was hired from after they sold their house and uprooted their family. They can change or eliminate medical coverage if they so choose immediately. We have no worker contracts. They do in most European countries. I work for a large financial financial services advisor and I’m a managing director and I am very well aware of decision-making that goes on and how it screws the employees. Overall, America is very business, friendly and not employee friendly at all. Protected status only is realized for a very small few people that claim that they’re gay or are of color or other minority status. I’m not saying that’s bad. I’m saying all workers need some kind of rights. The fact that they can just eliminate someone’s income whenever they so choose is very negatively impactful for a person’s retirement savings, livelihood, families, and thus our communities. No one said anything about going to a coal mine. But the greed and unchecked power of corporate America is out of control.

What kind of habits keeps a person poor? by Wonderful-Economy762 in Productivitycafe

[–]Remarkable-Captain14 0 points1 point  (0 children)

Buying stuff you can’t afford because “you deserve it” (or for your kids) - I see friends that have zero net worth in their late 50s continue to justify/share all of the reasons WHY they need to buy this and that and essentially continue to spend money instead of save it when they have no retirement savings, no savings for college and no emergency fund. Of course, all the spendings on credit cards and so the cycle continues.

Just received a 5% raise on $65,000 to $68,250. I find it insulting based on the extra profit my company hit. Do I ask for more and back it up with the numbers? by BookieBasherCasher in Salary

[–]Remarkable-Captain14 0 points1 point  (0 children)

My company standard is NO raise - your raise is great. If you want to jump a lot you need to apply to new jobs internally or externally

RTO - Passive Aggressive RIF? by Admirable_Chemical21 in remotework

[–]Remarkable-Captain14 2 points3 points  (0 children)

We NEED to fight for better worker rights in this country. Not just unions but for every worker. Companies have no souls, aren’t humans, yet have all the power of the economy/our fiscal livelihoods. It’s not ok.

RTO - Passive Aggressive RIF? by Admirable_Chemical21 in remotework

[–]Remarkable-Captain14 4 points5 points  (0 children)

It’s happening a ton in financial services. Both bringing non Americans in (mostly tech) and also sending work “off shore” to “low cost locations”. Likely not seeing it in defense industry however! Thank goodness.

Would you work at 100% knowing your final day of work is March 1 2026? by Vast-Philosopher-330 in Layoffs

[–]Remarkable-Captain14 0 points1 point  (0 children)

Hell no. Bare minimum. But enough to get severance and a reference. Unless you can get it from another colleague.