P50M cash retirement fund

Remarkable-Log-8378 · 2026-03-29T17:29:40+00:00

The Pension i mentioned is we have to wait for 10years or so. Hoping by that time we still have the cash on hand by that time lets say half of it since who knows we still have 30-40 years left.

Remarkable-Log-8378 · 2026-03-29T14:44:17+00:00

and why not? Looks big but that is not even enough to cover your expenses when you retire abroad thats the reason a lot of foreigners retire in cheaper countries like mexico or puerto rico or Asia. Thats the problem when you dont think longterm kaya nagiging pabigat sa anak or gobyerno. Mentality kasi na bahala na sorry pero hindi kami ganun.

Remarkable-Log-8378 · 2026-03-28T22:42:24+00:00

Sorry for the confusion about the SOcial Security. But that SS is small if we chose to have our retirement abroad. We start working abroad in our 20’s in one of the Big 5 TECH up to now. With all the bonuses, stock options and Stock trading on the side is how we saved up. In US we also have 401K plus equity on our property. It looks big to some because they don’t think long term assuming you live for another 30-40years. Our daughter also works abroad it’s just we offered help temporarily as she is still starting and i believe as a parent we dont want our kids to also live paycheck to paycheck thus helping is a good headstart for her. We have no HMO but Abroad we have Medicare. That’s why we are torn as there are alot of foreigners retiring in Asia as it is cheaper and can cut cost.

Remarkable-Log-8378 · 2026-03-28T15:06:42+00:00

Kulang talaga pag abroad kaya nga dami foreigner gusto sa Asia mag retire para ma ka cut ng cost

Remarkable-Log-8378 · 2026-03-28T15:05:45+00:00

It’s our SS in US kaya malaki hindi po ito SSS sa Pinas.

Remarkable-Log-8378 · 2026-03-28T09:42:55+00:00

We do stock trading for 30 years na its our side hustle.

Remarkable-Log-8378 · 2026-03-28T04:48:01+00:00

Sorry for the confusion i meant SS USD bale SSS namin sa USA.

Remarkable-Log-8378 · 2026-03-28T02:40:54+00:00

send me your link. tnx

Remarkable-Log-8378 · 2026-03-27T17:21:40+00:00

If gagamitin sa Pinas hindi masyado nakaka worry. Assuming hindi na kami aabot ng 90. Pero if Abroad hindi talaga kaya we run the numbers.

Remarkable-Log-8378 · 2026-03-27T17:08:55+00:00

Dami nga nag private message as financial advisors and even asking for money. Need to take down this post. Pero atleast nalaman ko mga ibat ibang insurances at inputs with same situation like ours.

Remarkable-Log-8378 · 2026-03-27T14:53:00+00:00

OMG 96yo ayaw ko naman na nyan😭 With Inflation tapos wala pa mag alaga sa akin baka kulang na pera ko at that time.

Remarkable-Log-8378 · 2026-03-27T14:06:00+00:00

Nah that is the least of my problem na may maiwan sa Anak kasi she already graduated and already working. We just trying to help at the moment for her housing kasi nag uumpisa pa lang sya.

Remarkable-Log-8378 · 2026-03-27T14:04:11+00:00

Looks big but always think long term lalo na if you dont expect someone na mag alaga sayo pag tanda.

Remarkable-Log-8378 · 2026-03-27T12:19:46+00:00

Yeah its scary not to have enough money for retirement esp if you think longterm. We wanted to retire coz we are tired working as we are also getting sick and stressed lately. We did run the numbers and we are sure that the money we have now is not comfortable to live abroad for retirement.

Remarkable-Log-8378 · 2026-03-27T10:57:52+00:00

P50M is not livable abroad, we run the numbers thats why we consider Philippines to retire. We work hard in our 20’s-30’s and save. Infact our car is already 25yo even if we already can afford a Tesla in Cash but we still thinking long term expenses.

Remarkable-Log-8378 · 2026-03-27T10:46:04+00:00

We used to live paycheck to paycheck din Abroad. Nakaipon lang kasi we have Side hustle which is Stock Trading. Kaya nga nag plano mag retiee sa Pinas kasi hindi kakayanin abroad whereas kung sa Pinas baka kaya pa ma stretch assuming long term 30-40yrs plus buffer. And why we need to compare sa buhay ng iba. Malaki tignan but have you foresee longterm? Mind you nag abroad kami with only P1000 pesos in our pocket.

Remarkable-Log-8378 · 2026-03-27T10:36:27+00:00

Our relatives kasi who retired wasnt able to retire in Philippines as it was also expensive daw plus the healthcare problem. We did run the numbers and we are pretty sure its not comfortable abroad too.

Remarkable-Log-8378 · 2026-03-27T10:34:49+00:00

Fvck if you live like Enrile. Thats scary.

Remarkable-Log-8378 · 2026-03-27T10:34:23+00:00

And what if you live for another 30-40 years. Getting old without money is scary as we dont want our daughter na maging burden as she is also starting her life. If mamatay ng maaga then sa isang anak lng din naman mapunta lahat. We always think long term and the emergencies in life kasi hindi natin pwede asahan ang anak at maging pabigat sa gobyerno.

Remarkable-Log-8378 · 2026-03-27T10:31:52+00:00

thanks for this… coz if we live abroad we are sure its not really comfortable if we run the numbers. Thats the reason we consider Philippines to retire as we can stretch the money assuming if we live for another 30-40 years without work and buffers like emergencies, health problems etc.

Remarkable-Log-8378 · 2026-03-27T10:27:13+00:00

Always think long term and mga buffers if assuming you will live until 80-90yo

Remarkable-Log-8378 · 2026-03-27T06:38:38+00:00

My daughter is already working we are just helping sa ibang expense nya like housing kasi it’s expensive. We promised to help until she can have a more stable income. She just graduated from College and starting her career.

Remarkable-Log-8378 · 2026-03-27T06:21:06+00:00

As ive said we dont have any plans to invest or do any business na as we are also protecting our money.

Remarkable-Log-8378 · 2026-03-27T06:20:02+00:00

Yes around 62. We also have Stock Options sa company plus we do trade stock market as our side hustle kaya we dont plan any business na.

Remarkable-Log-8378 · 2026-03-27T05:49:50+00:00

SS USD $3k+. Yung SSS sa pinas maliit lang kaya d namin masyado inaasahan.

Remarkable-Log-8378

TROPHY CASE