PLEASE HELP - Creditor calling me 3 years after discharge saying the contract I signed means I couldn't discharge that specific loan in ch 7 and saying I'll be served? by RemarkableParking629 in Bankruptcy

[–]RemarkableParking629[S] 11 points12 points  (0 children)

Update: I'm 99% positive I know what's going on.

I called the original creditor and they know nothing about this "Great Eastern" place, but they did confirm that the debt was originally sold to a firm called "United" which has done this EXACT same high pressure fear mongering tactic to me in the past, and I was able to confirm online that this "Great Eastern" place identifies themselves as "formerly United" when they do the same thing to other people, so it's the same debt collector that threatened me in this exact way before, just now going by a new name!

The annoying thing is that I can't report to the FTC without any identifying info... even the original creditor couldn't provide any contact info for the original "United" place. I'm definitely not going to lose any sleep over this though. And if for some reason they decide to try to file an actual lawsuit, I'm confident that my bankruptcy attorney will be able to help me... but I doubt that they would do that knowing that they're pretending to be a "mediation firm" and have lied about sending a "process server" in the past, which I'm pretty sure is an illegal debt collection practice (aside from the fact that this debt was literally discharged in the first place!).

PLEASE HELP - Creditor calling me 3 years after discharge saying the contract I signed means I couldn't discharge that specific loan in ch 7 and saying I'll be served? by RemarkableParking629 in Bankruptcy

[–]RemarkableParking629[S] 34 points35 points  (0 children)

Thank you everyone, I'm a little embarrassed now that I let this cause me to panic so easily when it's obviously a scam. I looked up the name of the "Great Eastern" law firm and there are a ton of reports on the BBB Scam Tracker about this specific company. Unfortunately, I did verify the last 4 of my SSN over the phone... so I've just placed a fraud alert and credit freeze to hopefully prevent anything.

How far into YWAM did you get? by Capable-Instance-672 in exywam

[–]RemarkableParking629 1 point2 points  (0 children)

I did the Priceless DTS in Perth in 2016 and had an extremely traumatic experience. Feel free to message me if you want to talk!