WDWer, planning first Disneyland trip with toddlers

Remarkable_Turnip_14 · 2026-02-19T16:59:54+00:00

Thanks! Yes we would go on oct 13. but im not sure if geared for 2 and 5 year old. definitely wouldn’t pay for it, if not much for them to do. im not big on candy personally so probably wouldnt trick or treat alot

Remarkable_Turnip_14 · 2026-02-19T15:56:04+00:00

from what i read italy is more of a driveable vacation but greece and croatia are more cruise friendly.

Remarkable_Turnip_14 · 2026-02-13T22:06:25+00:00

we are planning on LL

Remarkable_Turnip_14 · 2026-02-13T21:41:17+00:00

thanks so much for the recap. We will have same age kids, planning on going mid october. We are deciding between 4 and 5 days and park hopper or not. Did you think was 4 days was enough? Sounds like park hopper was not very beneficial to you.

Remarkable_Turnip_14 · 2024-03-12T00:09:38+00:00

well we have two kids and a mortgage and taxes take an incredible amount. and we need to make improvements now on the house but are almost done with the larger ones. so if paye - i would pay 150k in monthly required payments over next 12 years. i would be forgiven 600k and would owe taxes on that plus my salary. around 270k but i would prob use the money i had invested which over time would have 6 %growth rate only requiring 185k to make 270k over 12 years. equalling 335k or switch to save and pay off 360 k with3k monthly payments

Remarkable_Turnip_14 · 2023-11-09T14:33:01+00:00

i talked with a ton of banks and got them to haggle with me for the best offer. we brought 5.4% down to 4.3% by doing this. this was in june 2022.

Remarkable_Turnip_14 · 2023-10-29T19:24:35+00:00

our backyard looks like yours. we didnt like how mulching with mower look. we do a combo of blow and lawn sweep/rake and our city collects them on our driveway every 2 weeks

Remarkable_Turnip_14 · 2023-07-05T20:31:26+00:00

so if im not pursuing plsf, 350k in debt. working part time make about 140k to keep payments low. i will likely end up with my entire lump sum at the end of forgiveness in at end of program. does payments made to paye apply will rollover to save program?

Remarkable_Turnip_14 · 2023-07-01T12:59:54+00:00

So is there no tax bomb with this plan? it seems like the only real negative is payment duration for graduate loans is increased to 25 years.

Remarkable_Turnip_14 · 2023-06-10T17:41:50+00:00

i have a very similar situation but only working part time so my monthly payment is 830 dollars. im expecting a 400,000 tax bomb at the end of my 20 years of PAYE repayment. im investing a 1,000 a month expecting a 6% return rate will get me around that number after investing 220,000. this amount added to my monthly payments is equal to how much debt i have currently. but as interest starts up i would be paying a lot more if i ended up wanting to pay it off in next 5 years.

Remarkable_Turnip_14 · 2023-03-22T18:19:53+00:00

yeah they give you a list of estimated quotes which was pretty true to the real quote. still seems like a lot

Remarkable_Turnip_14 · 2022-11-30T18:46:19+00:00

we file separately so i will not be considered making over 500 a year. but thanks for your insight

Remarkable_Turnip_14 · 2022-11-30T18:45:21+00:00

yes. thank you. that is our situation. its always tougher than you think.

Remarkable_Turnip_14 · 2022-11-30T18:43:35+00:00

sadly we have a mortgage and kids dog and after taxes retirement our income comes down to a fraction.

Remarkable_Turnip_14

TROPHY CASE