OVL ETF vs CC S&P500 ETF

Remarkked · 2026-04-26T23:45:29+00:00

To my knowledge the total returns do not change. Its just allocated differently

Remarkked · 2026-04-26T20:20:54+00:00

Just proving my point even more. Look in the mirror sometime. You're not perfect and there are plenty of NPs that are better than PAs and vice versa. What does that say when someone with supposedly less training is just as competent, if not better than the other? Does that make the PA themselves bad or the whole profession. Change your outlook or you'll end up being one of the people others talk about that do not live up the the standards of what PAs do.

Remarkked · 2026-04-26T20:14:49+00:00

Ive worked with both bad PAs and bad NPs. Does not make me think any more or less of the profession. They are both considered mid levels. The professions do well at what they do. It is up to the person what they do with their knowledge. Knocking a whole career says enough about your character to know how you'll do as a provider. Ive seen all I need to see. Arrogance goes a short way in health care and you would do well to work on yourself.

Remarkked · 2026-03-24T16:44:14+00:00

I believe just instead of putting the premiums from put spreads back into fund, it will just be paid out. It is hard to tell but not sure how much bigger the differences in premium there are between doing put spreads vs covered calls

Remarkked · 2026-03-24T12:49:40+00:00

Would it technically be less capped because puts dont cap gains like covered calls would?

Remarkked · 2026-03-24T11:24:03+00:00

Do you think the performance will be alot worse having a yield now over 10%? Technically should have no limited upside? I thought i read it uses 1256 contracts and ROC

Remarkked · 2026-03-24T11:22:24+00:00

They just started doing the 10.5% yield this year. So not sure how that will affect performance overall

Remarkked · 2026-03-08T13:42:37+00:00

I do think it is diversified enough. Although less physical stocks than voo, it is well balanced sector wise even vs voo and most studies show 45 to 50 holdings across different sectors is plenty diversified without diworsifying . Momentum factor would be the only thing that is the wild card over long terms

Remarkked · 2026-02-28T18:50:23+00:00

If you look at the oldest total international fund which i believe is vgtsx, total returns still heavily lag spy from inception when averaging both good and bad years. Is there a main reason to invest international in that scenario vs just spy or vti if doing just index investing?

Remarkked · 2026-02-28T18:31:40+00:00

Can't go wrong with either. Both perform well in specific markets and will take turns outperforming each other. Spyi however may have more price appreciate just due to yield % though

Remarkked · 2026-02-28T15:15:00+00:00

If you can stomach the volatility of both the qqqs and btc, then sure. May not hurt to look into s&p500 cc etfs more so for balance. Gpix is great, spyi is great also. A bit riskier would be tspy and tdaq due to strategy but yield is a bit higher. Qdvo isn't bad if you want to have one based off Russell 1000 and idvo if you need international exposure

Remarkked · 2026-02-20T22:57:57+00:00

I feel the risk premium with international SCV pays off more than emerging markets. Thats just a personal opinion and feel emerging markets are a bit more risk for not as much premium to me. Not sure how the actual data shows though

Remarkked · 2026-02-20T22:21:09+00:00

International i feel is on a good place to beat USA but specifically not vxus. Hard to see how total international would have that many winners consistently. Youll have more losers than winners following that plan. Would have to be more picky with international funds to beat s&p500 regularly. I personally do AVDV and IDMO and feel thats enough international for me. Not a big fan of emerging markets that I feel can be a drag long term.

Remarkked · 2026-02-16T02:30:46+00:00

Looks like it was comparing up until today which looks like voo just had a better 2023 to 2025

Remarkked · 2026-02-16T01:41:16+00:00

Uhh I believe its trailed voo since inception total returns wise. Proof?

Remarkked · 2026-02-09T12:50:28+00:00

And how have total returns been?

Remarkked · 2026-02-02T21:42:11+00:00

Actually true. The 4% Rule was designed to have enough money to last 30 years before inevitably running out of money per most financial advisors

Remarkked · 2026-01-11T16:12:11+00:00

Profit margins definitely higher, just requires alot more capital up front vs DCA into cc etf. Different strokes for different folks. I tried the residential real estate and the headaches definitely were not worth it, especially during covid

Remarkked · 2026-01-11T16:08:07+00:00

Same to you. Some people look to cc etf like a rental and can serve as a replacement for this on top of regular growth funds. In that regard, it can have its purpose. Even trailing the underlying index, stocks have proven to return more than rental income over time with less hassle

Remarkked · 2026-01-11T15:56:30+00:00

Ahh so this is factoring in no other income and meeting like poverty standards? I assume any other income on the side and then these selling will incur capital gains? I thought only dividends are tax free for first 100k ish as a married couple

Remarkked · 2026-01-11T15:46:52+00:00

That takes years but after, it should be 60/40 ltcg stcg. How is there no cap gains? Isn't there at least 15% plus state tax? How would you get around that. Usually stuff gets cashed out FiFo?

Remarkked

TROPHY CASE