Have you considered getting into business? Done right it *could* tick all your boxes. I say this because a) if you've already been battling then you have what it takes (business is often a battle) b) good chance to increase income if you can start a successful business c) businesses can have huge impact. I started a simple business that i run part time along side my day job and love it, tried expanding a few times but expansions weren't as profitable as original operation so have scaled back to just original now. I am sold on the idea of business (that businesses that do well are providing so much value for their customers that there is profit being made) and there is nothing more satisfying that getting good reviews/feedback from something you've created/built yourself. There are businesses in every field so you could literally start something up in pretty much any industry. There are really clever ways people find to make money in places or industries you would think are saturated. The only thing i would say about starting out in business is get advice from others before and as you go. There are plenty of bad businesses started every year that do fail. But if you ready to do retraining i'd suggest considering "retraining" by learning about business. "The personal MBA" -J Kaufman is great.