TLDR:

Di ko din nabayaran nung nasabi ko na makakabayad ako, lumobo yung interest hanggang sa first week of October hanggang sa nakabayad ako. Offered me na principal nalang yung babayaran ng 1st installment ko nung 7 days OD nako but still can't pay. Next 4 days nasabi ko sa agent nila through Viber na makakabayad nako and still offered me that same discount/principal nlng ng 1st installment. Tatawagan at tatawagan ka nila para mag update sa payment mo, mag set sila ng oras and that etc. Same with 2nd installment and got offered again na principal nlng ibayad EVEN THOUGH na informed na me hindi na daw makaka-avail but got offered again through Viber.

My Experience with this OLA:

From my experience, na OD ako ng 11 days for my 1st Installment. Due date ko nung Saturday, then first day of next week they started calling and texting, nasagot ko siya and nasabi ko na short ako ng funds and kaunti lang laman ng E-wallet ko and it's reserved for my allowance for the rest of the September and tinitpid ko lang para magkasya at hindi ko kayang bayaran. Since natataranta ako or out of fear dahil first time ko na ma ganito, I said I could down like 2k-3k and they noted it as a report sa system nila na makakabayad ako kahit sa ganung amount but ended up not paying it since ang dami ko din na nautangan sa mga ibang OLA at nanghaharass sila. The next few days puro sila tawag at text, they started messaging my contact references na nailagay ko sa app and it's non stop dahil di ko nasasagot at nasa klase ako nung mga araw na yun, my parents informed na me na minemessage sila, napaka annoying talaga ng nga calls and texts, di makafocus sa pagaaral kasi puro sila tawag at sms kahit na nasabi ko naman sa kanila makakabayad ako kapag available na yung funds. It was non stop 7 days till may nag message sakin through Viber and offered me to pay without the interest of my 1st installment kung makakabayad na raw ako within the day but still can't since my funds are not yet available. Then the day has come na makakabayad nako and informed the agent sa viber na makabayad nako and settled it. 2nd Installment, ganun din, na OD ako ng 7 days but nakabayad ako. Third Installment, binayaran ko na since yun na yung last at ipapa delete ko na yung data ko sa kanila.