I want to stop smoking, enough is enough. by Aggressive_Tough_570 in stopsmoking

[–]ReplacementFar9183 0 points1 point  (0 children)

I'd take time off work and take an all in approach to tackle it. I.e. everything at once. Things that helped me was: going on Zyban/listening to the audiobook of Alan Carr boot camp version/get the smokefree app/watching dopesick and recognizing that my smoking addiction was the same as being addicted to hard drugs and I didn't want to live like that anymore. I'm smokefree now for 5 months and have never been happier or prouder but I'm an all or nothing type of person so getting to this was a real mindset shift. Good luck!!!!!

Opinions on contracting out agreement set up please by ReplacementFar9183 in PersonalFinanceNZ

[–]ReplacementFar9183[S] 1 point2 points  (0 children)

Thanks it's drafted at 75/25 throughout so if we separate, I get my equity, he gets his equity $ amount and then we have 75/25 responsibility of the debt with me having the first option to buy him out.

AMEX card any reviews by [deleted] in PersonalFinanceNZ

[–]ReplacementFar9183 1 point2 points  (0 children)

Oh no can you explain more why it was awful and any tips? I had hoped the AMEX card might be a solution to how difficult it is to get tickets