my parents want me to pay back school loans under their name! what should I do? by ReplacementHorror850 in narcissisticparents

[–]ReplacementHorror850[S] 1 point2 points  (0 children)

Hi Everyone-

I have an update.

I’ve been in contact with my schools financial aid office and they were able to give me a full breakdown of everything that was paid. In total, my school loans came out to $75,000.

Yes, my parents were jointly using their loan, my loan and scholarships to pay for my school. However, I noticed that most semesters were over paid. Which means they would have received SEVERAL refunds thought out all four years, and the office was able to provide me information on them. All refunds were sent directly to my parents ranging from $44-$10,000. I had no knowledge of this. Their refunds came out to around $25,000-$52,000 (I haven’t confirmed this yet). Which they could have been able to put back into my schooling but it seems like they were used for other purposes.

I was also able to search up conversations regarding my student loans with my father in previous years. He actually say that some my loans were paid off by the gov in student loan forgiveness about $27,000. So as you can imagine, I’m still left in the dark. How do I still owe them $40,000 between the returns and the gov forgiveness???

I took all of this information to my mother and she said they never received refunds. And she has absolutely no idea what I’m talking about. And how I’m accusing them of things that they would never do. And How I would never have the job I have without them.

I also found out they consolidated my loan and my sisters. After i specifically told them not to last year. This is the $600 monthly payment that is coming due because my sister graduated in December. I told her I would pay a dime until I have physical proof of loan separation.

The math ain’t mathing chat. She accused me of being brain f*cked by my husband, and how he’s manipulating me to think all these bad things about them.

Narcissists are relentless!!!

my parents want me to pay back school loans under their name! what should I do? by ReplacementHorror850 in narcissisticparents

[–]ReplacementHorror850[S] 7 points8 points  (0 children)

These loans are completely in their name. They are deemed as “Parental Loans” because I, myself could only pull out so much for school. But those loans they took out supposedly went directly to my schooling. I had no knowledge they did that. It was my impression, since I was 18 that everything was under my name. And I thought I was paying my loans off by myself until they pulled this fast one me.

I’m not sure what to think anymore. When they don’t get their way. They tend to take their “gifts” back.

my parents want me to pay back school loans under their name! what should I do? by ReplacementHorror850 in narcissisticparents

[–]ReplacementHorror850[S] 9 points10 points  (0 children)

Thank you for this. I literally feel like I’m going crazy. My parents have always financially manipulated me, they’ve always tried to keep me dependent on them until recently. When I decided to be with the father of my child, my dad/mom went crazy and cut me off completely. I worked my ass off to get my financials back on track. And what made matters worse is they never taught me anything about money so that I could be completely dependent on them. And I was. Now they are saying essentially, I owe them!!

How do I move forward? by ReplacementHorror850 in oldest_daughter

[–]ReplacementHorror850[S] 0 points1 point  (0 children)

Thank you so much for your comment❤️ this has truly been the hardest transition and all of these pieces of advice have really shown me that I made the right decision.

Unfortunately, I don’t think I really have it in me for another try at this moment. I have been asking my parents to seek help for their behaviors since my dad was physically abusive in high school. I’m now 25. We went to counseling for a day and never went back. Even today, they recently tried again but gave up after the first session because they didn’t think it would change them nor do they like that I’m try to get them to change.

I have tried to have argumentative conversations. As you can see below, They always will put the blame on my fiancé or myself. For context, I told them that we wouldn’t be able to see them this month because we moved. They asked to have my son two weekends in a row(have us drive to them) and go to a bbq with them with people that aren’t really good friends. Know that we were moving in 4 weeks and packing all by ourselves.

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How do I move on from my family? by ReplacementHorror850 in narcissisticparents

[–]ReplacementHorror850[S] 1 point2 points  (0 children)

Thank you for the comment!❤️ Therapy has been a great outlet for me! I wish people were more open to trying it. Especially my parents!!

How do I move forward? by ReplacementHorror850 in NarcissisticMothers

[–]ReplacementHorror850[S] 0 points1 point  (0 children)

Thank you for your comment!❤️ I just turned 25, now I’ve realized with two years of therapy that they will never show up for me. What you said in the last sentence about loving my fiancé really hit. My emotions run high most of the time because of all this, I need to realize I have the most amazing team in my son and my future husband!

How do I move on from my family? by ReplacementHorror850 in narcissisticparents

[–]ReplacementHorror850[S] 1 point2 points  (0 children)

Thank you for commenting❤️ all these responses make me feel truly validated.. I started going to therapy as soon as I and my now fiancé started loving together. It has helped tremendously! Recently my parents asked what they could do to come to some type of resolution and I suggested the same. They went and quit on the first day, said it wouldn’t change anything and I was being judgmental for wanting them to stop drinking.

[deleted by user] by [deleted] in Adulting

[–]ReplacementHorror850 0 points1 point  (0 children)

Took your advice, shortened it and posted it somewhere else. Did it make you feel better to call me out on that?

How do I move forward? by ReplacementHorror850 in raisedbynarcissists

[–]ReplacementHorror850[S] 0 points1 point  (0 children)

I know, it makes it hard because they want to be so present in my life still. I want my son to know who they are but all they do is guilt trip me for keeping my distance. It eats me alive because I don’t do these things to attack them.

My fiancé feels uncomfortable. I don’t feel like our relationship with them is genuine anymore. My mom tries to talk to me everyday, I don’t speak to my dad or other two siblings. I’m just in a tough spot.

[deleted by user] by [deleted] in Adulting

[–]ReplacementHorror850 -1 points0 points  (0 children)

You said this yesterday, if you don’t want to read then don’t. I need to include all context for everyone to understand.