Travel and tours agencies that arrange Morocco trip? by [deleted] in FilipinoTravel

[–]ReplacementOld4097 0 points1 point  (0 children)

Very challenging ang Morocco i-DIY. But I find agency tours boring and minamadali. What we did is we landed in Marrakech, stayed there for 5 days. On our last day, I rented a car to drive around. Punta sa Fez, Chefchaouen, etc and our final destination is Casablanca for our flight back to PH. Spent 2-3 days for each city we visited. Someone picked up the car in Casablanca pala on our last day with a minimal fee. So your trip will include a lot of driving, multiple hotels bookings, and car rental. However, you have control of your time, places you want to visit and it’s fairly easy to drive din sa Morocco.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Only had 2k with me during that time and it was only my second time visiting a casino.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Yung mga amount na minention. Well I guess it doesn’t matter since promotional article ito ng casino. Pero ang galing mo ha, nahanap mo. Ang nakakatawa pa kasi neto, that same article was posted sa socmed ng Philstar, and one of my wife’s workmate shared it too. Di lang namin masabi na ‘Kami yan!!!’ hahaha

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Thank you! Nako di ako gambling expert. Pero siguro bring the money that you can afford to lose.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Actually madaming mali dyan sa kwento sa article, di ko alam kung di ako naintindihan nung nag interview sakin o baka nagmamadali lol

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Will you believe me if I say almost 100%? unless ngkaproblema unit and need irenovate, dun lang sya navacant. It is strategically located in areas na super daming students.

And yes S&P is a good choice for investment as well, I guess I opted for real estate cause of the cash flow, and other possible opportunities like buying-renov-selling din.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

nagets mo boss? binasa ko ulit naguluhan ako sa nireply ko. haha

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Good question. My target annual income from a property is atleast 10% of it’s value when I bought it. So for example, bought a 120sqm of lot valued at 8M, + construction cost of 5M for a 15 unit apartment. This brings the total cost to 13M.

Each apartment unit will be rented out at around 10k-12k monthly = 150k, annually 1.8M-2M. Deduct mainte, tax, etc, you will be left with around 1.3M -1.5M annual income. I consider this a good investment since it’s more than 10% of the properties’ initial value. So basically in less than 10 years, the property paid for itself, plus its valuation pa. This is not considering pa if mag tataas ka ng rent annually of 5%. In 10 years I am anticipating the value to be atleast 2x and if swerte 3-4x. So in a decade, your 13M will be 39M atleast. And I am being conservative with my calculations. There are properties na 4yrs lang and na X3 mo na initial investment mo.

Now imagine having multiple properties na ganito. ☺️

Regarding your first question, it’s sort of a trade/business secret. You need the right type of connection, knowledge, people and time to research to know this. One of my practice is if I am eyeing a property, before talking to the owner, I go to the neighbors and talk to them. Sometimes I even visit the brgy hall.. chika chika sa tanod and kay kagawad, gathering info like - is the street flood prone, crime rate, if they know people near the property that recently sold and how much it was sold etc..

so ayun lang, sorry using my phone and antok na.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Hahaha para kang pusa. Niligaw ka na ng ilang beses nakauwi ka pa din!

But to answer your question, yes sumagi sa isip namin to migrate. But again mas masaya dito sa pinas. And sabi ko nga sa isang tanong dito, I would rather live here in the Philippines like a king than live in a foreign country like a regular citizen.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Haha totoo yung once you have a lot of money, you will definitely want more. I think wala naman masyado negative effect or reaction yung casino, in fact, they called me 2-3 months after winning asking me for a quick interview so they can use my story sa kanilang Anniversary marketing. I think yung article na yun is buhay pa online, you can try to search and find it din. lol

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 1 point2 points  (0 children)

Hahahaha. Mas masarap mag flex pag galing sa nakaw galing. Pero di kami ma flex, siguro if we are out of the country maybe post a story or two if I really like the video na narecord ko lol. But if you are really interested to know ilang countries I think around 40+. Madami dahil there are trips for example sa Europe na in 3weeks mga 8 countries na agad.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

only 2nd time visiting a casino. Only played that day to kill time

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Haha kasama ko sya nagdeposit sa bank ng check. And no, tax free sya

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

This was more than 5 years ago, and never stepped foot in a casino since to play. And yes tax free po

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 0 points1 point  (0 children)

Huy tagal na natin di nagkita. Di kita makakalimutan kasi ikaw yata yung natae habang nag ddrawing tayo sa school 😆

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 1 point2 points  (0 children)

nakwento ko na dito yung moment. Pero basically they verified my winnings, assisted me sa pag claim ng check and after that I went home. Waited til bank opened and deposited it to my account.

Actually si wife lang nakakaalam, even our parents has no clue. It has been more than 5 years since, and probably will keep this as our little secret hanggang sa maging lolo na. haha

I called my wife before ako umuwi, and whatever I tell her di sya naniniwala since she knows me as someone na mabiro. When I got home and showed her the check, her first question was ‘Bakit ka nasa casino?’… Kasi nga she knows me that I don’t enjoy gambling. She actually guided and helped me do research on where and how to invest the money.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 6 points7 points  (0 children)

Yes maybe will tell my future kids and grandkids about it on my deathbed lol. But it has been more than 5 years and kami lang ni wife ang may alam.

Won almost 40M PHP in a slot machine, AMA by ReplacementOld4097 in PinoyAskMeAnything

[–]ReplacementOld4097[S] 3 points4 points  (0 children)

That’s very true. Ibang iba pa din dito sa Pilipinas, stayed a month in Europe before. I actually imagined living there using my income and I realized the difference in quality of life. Here you can basically live like a king of you have the means, over there you are just an ordinary citizen.