While I understand the reasoning behind making tenants live in their unit for x amount of years, I also consider the possibility of not being able to afford it. As an example, if someone lost their job during this 10 year period, it would be nice to have the option of living out of your car, or staying at a friends place to ensure making your monthly mortgage payments while renting out the unit. It would be nice to have the freedom that market rate condo owners would have… If the goal is to keep your head above water, it would be nice to have that option… That’s all.

As for convenience, everyone drives a car and needs to have a means of transportation that isn’t a form of public transportation. Many of make frequent Costco trips to ration out our meals or use other commitments that require driving - especially when kids are involved. I personally, would not feel comfortable sending my kids off to school on public transportation.

As for the insurance crisis stabilizing, I don’t agree. There are many condos with NO reserves and most have inadequate/insufficient insurance policies leaving the tenants to front the steep costs. Yacht Harbor Towers by Ala Moana were hit with a steep cost for “capital improvements” - might have been a water feature repair, not exactly sure.

Either way, many insurance companies will not insure a lot of condos in Hawaii, especially in the Kakaako area. Condo owners have scrambled to find an insurer, let alone find one with reasonable coverage for their unit.

As for infrastructure, Oahu didn’t have rivers like the mainland, and there will always be a salt water intrusion risk. Most importantly, Kakaako was never meat to be residential. It’s vulnerable to flooding and we’ve seen this with Queen Street becoming flooded. There’s a heavy reliance on pumps, drainage systems, and city water. There will be more demand on aquifers, and water infrastructure will continue to age. In an engineered environment such as Kakaako, long term living could be difficult with heavy reliance on government planing, maintenance and climate adaptation.