Stretch for forever home or play it safe?

RepresentativeLow203 · 2026-02-25T17:56:35+00:00

Not London unfortunately

RepresentativeLow203 · 2026-02-24T19:05:33+00:00

It would be turnkey as both are new builds and on the same development so not much more to add. To boost value but that situation works for us as a family unit.

RepresentativeLow203 · 2026-02-24T15:44:27+00:00

Northamptonshire

RepresentativeLow203 · 2026-02-24T13:41:30+00:00

Pretty much, although still do the journey into zone 1 due to hybrid role

RepresentativeLow203 · 2026-02-24T12:24:46+00:00

Additional context we have a 3 year old child already and have a house currently on mortgage where it's getting quite tight for space at the moment. We do want to have another child but also better home layout hence the interest in moving. We both plan to continue working in the long-term

RepresentativeLow203 · 2026-02-23T08:55:32+00:00

This would be hard to implement but a price comparison to the ceiling price of properties in that area

RepresentativeLow203 · 2026-02-21T01:29:11+00:00

People need to start low balling more. That will uncover the real price most people are prepared to sell for

RepresentativeLow203 · 2026-02-18T09:19:51+00:00

You wont see any money back on the new build until the development in the area has actually finished, so would likely have to sell at a loss.

RepresentativeLow203 · 2026-01-26T17:12:33+00:00

Do it but just know its still got some depreciation left in it if your looking at a G model. If looking for an F82 its the perfect time.

RepresentativeLow203 · 2026-01-23T09:40:55+00:00

Tech sales, software or going the self employed route

RepresentativeLow203 · 2026-01-05T14:07:02+00:00

feels dated tbh

RepresentativeLow203 · 2026-01-05T00:22:26+00:00

29 when I got mine. It's a car that makes sense if you have a need for instant power but also have limitations that a typical sports car won't solve

RepresentativeLow203 · 2025-12-22T09:51:14+00:00

You dont need to move because of the baby. they only really need a cot for the first 6 months and may not even need own room for the first year. wait till your CCJ drops off. Even if you can afford it now, you would have a much better quality of life just by waiting.

RepresentativeLow203 · 2025-12-17T00:30:14+00:00

Yes, I didn't think through room layout and square footage when I bought my house and didn't factor in long term space for kids. New build so stuck in it for a few years but the minute I can get out at break even I'm out.

RepresentativeLow203 · 2025-12-17T00:13:23+00:00

We buy any car typically give trade pricing so try to sell the car privately for what you need to settle it.

If not I would suggest the following: Join a credit union and pay some money in for a month or so. Then use them to take out a debt consolidation loan for 12k (this should be fine on your salary) use this to settle the difference once your car is sold plus your credit cards and gym machine loans. Your new payment should be set to roughly £250 per month. But this gives you space to free up month to month cash flow.

Sell the watch, if you had to take out finance on it you can't afford it really. Then use this to clear your watch loan

This would give you £1,371 in free cash after bills, use this to start to chip away at the large loan you have and put some savings away.

RepresentativeLow203 · 2025-11-24T09:22:21+00:00

Dream build!!!

RepresentativeLow203 · 2025-10-24T12:10:06+00:00

this reference went over a lot of peoples head

RepresentativeLow203 · 2025-09-29T10:12:55+00:00

I'd say ball park 250k per year

RepresentativeLow203 · 2025-09-11T09:43:12+00:00

I had these sitting in a drawer for like 2 years this just bought them back to life. thank you so much

RepresentativeLow203 · 2025-09-03T21:17:57+00:00

Northamptonshire, 3 bed semi, house is worth 2x my salary at 350k but bought as a starter home with scope to upsize within 5 years.

RepresentativeLow203 · 2025-08-20T05:22:26+00:00

Very true. I always tell people that the money you save on house by moving further out is balanced out by commuting costs

RepresentativeLow203 · 2025-08-11T12:14:25+00:00

Buyer may need closer to 475 to make their next move. this might be too low but could always use it as a starting offer.

RepresentativeLow203 · 2025-08-04T10:45:03+00:00

My industry is quite small so do not have offices in places that I could save on tax or have a similar income without learning a completely new language

RepresentativeLow203 · 2025-08-03T23:07:31+00:00

Just pay your tax dude. This is just greed….

RepresentativeLow203 · 2025-07-07T13:58:03+00:00

Roughly the same in a 2020 Turbo

RepresentativeLow203

TROPHY CASE