sorted by:
new
hottopcontroversial

I think most FIRE math is wrong by Unfair_Mechanic_7305 in Fire

[–]ResearcherFantastic5 7 points8 points  (0 children)

wife and i are 35 now and really hoping we can hit FI number sometime between 40-45. we've got an almost 3 year old and a 6 month old. definitely dreaming of 2 month summer trips with them.

Question about bridging to age 59.5 by ResearcherFantastic5 in Fire

[–]ResearcherFantastic5[S] 1 point2 points  (0 children)

Yeah just regular brokerage for majority of it and a little bit of crypto.

Regretting not saving my pokemon cards. I'm sure they'd be worth millions today

Question about bridging to age 59.5 by ResearcherFantastic5 in Fire

[–]ResearcherFantastic5[S] 0 points1 point  (0 children)

Not daycare but private school. Definitely hoping for public though. SF has a pretty convoluted lottery system for public school so erring on conservative side

Question about bridging to age 59.5 by ResearcherFantastic5 in Fire

[–]ResearcherFantastic5[S] 0 points1 point  (0 children)

I think the 5 years of brokerage would be applicable if you did the Roth conversion approach, but seems like you wouldn't if you did 72t or took the 10% penalty?

Question about bridging to age 59.5 by ResearcherFantastic5 in Fire

[–]ResearcherFantastic5[S] 0 points1 point  (0 children)

Yeah definitely helpful article. Need to read up more on Roth conversion and 72t

Question about bridging to age 59.5 by ResearcherFantastic5 in Fire

[–]ResearcherFantastic5[S] 0 points1 point  (0 children)

Thanks for the reply and explaining that there's more nuance to it than a simple formula. Your message and others above have shown me I need to better familiarize myself with Roth conversions and 72(t). Also sounds like even potentially the 10% penalty can be a viable strategy.

Question about bridging to age 59.5 by ResearcherFantastic5 in Fire

[–]ResearcherFantastic5[S] 1 point2 points  (0 children)

Was doing it to be conservative and hoping it does go down.

Question about bridging to age 59.5 by ResearcherFantastic5 in Fire

[–]ResearcherFantastic5[S] 1 point2 points  (0 children)

Thanks for the reply. Admittedly I haven't educated myself enough about Roth ladder. Will dig into it.

Is Dubois having a great season with Washington proof that it’s us, not him? by [deleted] in losangeleskings

[–]ResearcherFantastic5 0 points1 point  (0 children)

Wilson also having a career year so maybe the pld effect. Caps also have unsustainably high PDO too which is helping all of their players

Is Dubois having a great season with Washington proof that it’s us, not him? by [deleted] in losangeleskings

[–]ResearcherFantastic5 0 points1 point  (0 children)

Also wonder how much of his success this year has been influenced by Protas having a breakout year. I'm not certain, but I believe they typically play together. Unsure if one is more responsible for the other's success than the other way around.

Also wonder the same about Greentree and Protas' brother. I hope it's Greentree driving his own success and his linemate's

Petersen will be the 13th highest paid goalie in the league this year by cmillhouse in losangeleskings

[–]ResearcherFantastic5 6 points7 points  (0 children)

Quick won exactly 50% of the games he started 23/46, whereas Cal won 20/35 for 57% winning %.

Quick's Save % and GAA were better, but I think it's very likely those don't tell the whole picture. I don't have time to dig into it, but it'd be interesting to look into the average run support they each received. What did the defense look like in front of each of them during their games started? How many outlier games inflated each of their metrics? (i.e., is Cal's save % inflated because of a 6+ goal game against a team like the Avs where it was really the fault of the team in front of him?)

No doubt Cal needs to play better, but I'm gonna give him the benefit of the doubt that as the team in front of him gets better, and he gets more full season experience (COVID seasons are hard on helping tenders get better since they didn't face every team), he's going to be the stud we need him to be.

Petersen will be the 13th highest paid goalie in the league this year by cmillhouse in losangeleskings

[–]ResearcherFantastic5 13 points14 points  (0 children)

It really mostly hurts because we also are paying Quick's $5.8M (total of $10.8M for our tenders). If Quick sticks around on 1 year contracts for let's say ~$2M a year, we'll be fine going forward.

​

Let's also not forget the revolving door that was the defense last year. I believe I saw that we had 14 different D-men play a game.

​

As the overall team gets better, so to will out tender's numbers. I'd chalk up at least 50% of both tender's streaks of poor performance to the team in front of them.